Passing down wealth should be a gift — not a burden. Unfortunately, many families unknowingly make critical inheritance mistakes that can lead to unnecessary taxes, family conflict, and even lost assets. In this episode, we break down the 7 most costly inheritance mistakes people make and, more importantly, how to avoid them. Whether you’re planning your own legacy or preparing to receive an inheritance, this conversation will give you the clarity and confidence to protect your family and your wealth.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

In this episode of Money Moves with MFG, we make the “how much life insurance?” question easy. We break down the three most common methods to calculate your coverage—Income Replacement (multiples of income), DIME (Debt, Income, Mortgage, Education), and Human Life Value—and walk through quick examples.

You’ll learn when each method shines (and falls short), how to avoid common mistakes (like double-counting employer coverage), and how to right-size term vs. permanent for your goals.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

The One Big Beautiful Bill Act (OBBBA) just reshaped the tax landscape for 2025 — and whether you’re retired, nearing retirement, or a high-income earner, the changes could have a big impact on your wallet.

In this episode of Money Moves with MFG, we break down:

• Higher standard deductions — and who qualifies for bonus amounts
• SALT cap increases and how they could save you thousands
• Tax-free tips and why service workers should pay attention
• Bracket adjustments that might affect your withdrawal and income strategies
• Smart moves to minimize taxes and keep more of what you’ve earned

Don’t wait until tax season to find out what’s changed — the time to plan is now.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

Thinking about doing a Roth conversion but not sure if it’s worth it?

In this episode, we break down one of the most common — and most misunderstood — questions we get from clients: When do Roth conversions actually pay off? We’ll walk you through how to calculate the breakeven point, the impact of tax brackets now vs. later, and how to avoid paying unnecessary taxes in retirement.

You’ll learn:

• What affects the breakeven point on a Roth conversion
• How age, income, and timing all play a role
• Common mistakes people make when converting on their own
• When you should consider Roth conversions

Whether you’re planning ahead, or already retired and looking to reduce RMDs and taxes, this episode is for you.

Questions or topic suggestions? Email us at info@mfginvestments.com

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

In this episode of Money Moves with MFG, we break down one of the most important—and often overlooked—parts of retirement planning: your withdrawal strategy. Should you start with your Traditional IRA? Tap into your Roth? Or draw from your brokerage account first?

We’ll walk through how to think about sequencing withdrawals for maximum tax efficiency and long-term financial success. Whether you're already retired or just starting to plan ahead, understanding the impact of each account type on your tax bill and income plan is critical.

You’ll learn:

• How Roth, Traditional IRA, and Brokerage accounts are taxed
• Pros and cons of different withdrawal sequences
• Common mistakes to avoid when pulling money out

🎯 Ready to make your money last longer and work harder for you in retirement?

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

In this episode of Money Moves with MFG, we're diving into the most common — and costly — mistakes people make with their 401(k)s. From not contributing at all, to missing out on free employer match money, to cashing out early or leaving funds sitting in cash, these errors can quietly derail your retirement goals.

We walk through real-life examples, shares eye-opening case studies, and offers simple tips to help you avoid these pitfalls. Whether you're just getting started or nearing retirement, this quick episode is packed with actionable insights to keep your 401(k) working smarter, not harder.

Tune in to learn how small decisions today can make a massive difference down the road.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

Maximizing Social Security: Strategies for Couples, Spouses, Survivors & Exes
An episode of Money Moves with MFG

In this episode of Money Moves with MFG, we unpack one of the most valuable — and misunderstood — retirement income sources: Social Security.

We begin with a straightforward overview of how the system works and why the timing of your claim can significantly impact your lifetime benefits. You'll also hear a quick update on the New Social Security Fairness Act and what it could mean for future retirees.

From there, we dive into real case studies showing how thoughtful planning can help individuals — whether married, widowed, or divorced — maximize their benefits.

• Background on Social Security
• How spousal benefits really work
• What you need to know about survivor benefits
• Earnings limits to consider if you're still working
• How divorced spouses can claim on an ex’s record (legally!)

Whether retirement is around the corner or still a few years out, this episode is filled with actionable insights to help you make the most of your Social Security.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

Did you know there’s a little-known tax strategy that could help you save thousands in retirement? If you have company stock in your 401(k), you might be missing out on a huge tax break!

In this episode of Money Moves with MFG, we dive into Net Unrealized Appreciation (NUA)—a powerful yet often overlooked strategy that allows you to pay lower capital gains tax rates instead of higher ordinary income taxes on your employer stock.

Join us as we break down:

• How NUA works and who qualifies
• The tax savings potential compared to a traditional IRA rollover
• Key rules to avoid costly mistakes
• A real-world example of how NUA can maximize your wealth

If you're nearing retirement and have company stock in your 401(k), 403(b), ESOP, this strategy could be a game-changer. Tune in now to see if NUA is the hidden tax break you’ve been looking for!

Get started with your free retirement evaluation!

Free Retirement Evaluation!

Be sure to follow our show to be notified when a new episode is available!

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars