How much are you really paying in fees when you buy an ILP?

Michelle Martin and Tim Phillips from timtalksmoney.com dive into the high-stakes world of investment-linked policies.

Learn when ILPs fees quietly eat into your returns, and what the data says about their real costs.

LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap?

Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run.

Hosted by Michelle Martin.

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Private home sales plunge, prices stagnate—yet one new launch has had a warm reception.

Singapore’s property market cools in Q2 2025, with private home sales down over 66%.

HDB resale price growth slows while new supply looms from MND.

Yet CapitaLand’s LyndenWoods defies the downturn with a near sell-out launch.

Ivan Cai, CEO of Crestbrick, joins Michelle Martin to decode what it all means for investors.

Will interest rates, new stamp duties, and cooling measures shake up the second half of 2025?

Hosted by Michelle Martin, this episode uncovers key strategies for buyers, sellers, and landlords.

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Are retail investors outmaneuvering the pros in Trump’s trade war?

Inflation expectations are cooling — but is it really a green light for markets?

IBM lays off 8,000 with AI, yet is growing headcount. What gives?

Michelle Martin dives deep into how AI is reshaping the workforce and what this means for investors.

She also unpacks market reactions to Trump’s new tariffs with Arun Pai of Monk’s Hill Ventures.

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Take a closer look at a fixed income fund trusted by Singaporeans — with 90% of its investors based in Singapore.

What if fixed income isn’t just a defensive play — but a smart way to grow your wealth?

Michelle Martin sits down with Kylie Soh of Fullerton Fund Management to explore why short-to-medium-term rate strategies are gaining traction in today’s uncertain markets.

They break down the myths younger investors have about bonds, examine the appeal of the Fullerton Short Term Interest Rate Fund, and spotlight what active management brings to the table.

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Is it wiser to clear your mortgage early—or let your home loan work harder for you?

With Singapore’s Seller’s Stamp Duty now back at 2017 levels, investors and homeowners alike are reassessing their strategies.

Michelle Martin unpacks what the SSD changes mean for buyers, sellers, and the broader property market.

Guest Daniel Sim, Founder of Golden Goose Properties, shares insights on whether leveraging or paying off a loan is the smarter move today.

Learn how inflation, interest rates, and safe leverage principles can impact your long-term wealth.

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You want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices?

Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans.

GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid.

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Singapore’s health insurance landscape is shifting—and many seniors are rethinking their coverage.

What's prompting some to downgrade or drop their private Integrated Shield Plans.

What’s behind the price hikes?

What’s at stake for policyholders?

Michelle Martin breaks it all down with Elijah Lee, Senior Financial Services Manager at Phillip Securities.

They also unpack the failed Income-Allianz deal and its impact on Singapore’s insurance sector.

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To what extent are Asia’s wealthiest investors turning to digital assets and tokenized stocks?

Michelle Martin unpacks the rise of institutional and family office interest in digital assets with Melvin Deng, CEO of QCP.

Explore the role of digital assets in portfolio diversification, growth, and risk management.

Learn how structured products, tokenization, and innovation are creating access to the crypto frontier in 2025.

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