🎙️ In this powerful episode, I sit down with Jon — a youth pastor and financial coach — who shares his journey of paying off $56,696 in student loans! He opens up about the highs and lows of his financial freedom story and the tools that helped him succeed.

But this conversation goes deeper than money. Jon also talks honestly about his battle with pornography addiction, his path to recovery, and how faith, accountability, and purpose gave him the strength to change.

Whether you’re fighting debt, struggling with addiction, or just looking for encouragement on your own journey, Jon’s story will inspire you that freedom is possible — both financially and personally.

(Listen to part 2 here)

Meet with Jon! CLICK HERE

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

172 - 3 Ways to Search and Find the Scholarships Specific To You

158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

P.S. Join me on...

Facebook --> Christian College Girl Community

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

✨ Topics related to this episode:

• A candid look at recovery ministry and faith-based approaches to addiction recovery—including support for porn addiction, pornography addiction, and porn recovery for Christians through addiction counseling and addiction treatment.
• Encouragement for anyone seeking a path to Christian recovery, blending spiritual hope with practical next steps for lasting change.
• Practical strategies to pay off student loans and pay off debt, plus answers to common questions like “How do I pay off student loans?” and how to pay off student debt quickly.
• Insights from a Ramsey Preferred Coach with financial coach master training, showing how tools like Financial Peace University (FPU) can support your journey to debt freedom, financial freedom, and living out the financial peace lifestyle.

Looking for a fun, seasonal way to add $2,000 toward college? This episode highlights the CollegeXpress Autumn Apple Choice Award—a simple, seasonal scholarship that only requires you to answer one fall-flavored question: “Which classic apple treat is a must-have this fall season?” You must be 13 years or older and a U.S. resident to apply by September 30.

Whether you’re searching for fall-themed scholarships, easy no-essay opportunities, or just want to know more about the unique autumn scholarship options in 2025, this award is a great place to start. CollegeXpress makes it simple, and it’s one of those quick scholarships that could give your budget a real boost this semester.

Enjoy!!

Scholarship mentioned in this episode: Autumn Apple Choice Award

Facebook Group → Christian College Girl Community

Related Episodes:

423 - 3 Ways I Saved $10,000 & Managed My Money While Going to School Full-Time

421 - Chaos! Stress! 3 Tips to Start the New Semester Off Right

350 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester

Connect with me on…

Instagram → @moneyandmentalpeace

Facebook → Christian College Girl Community

Email --＞ info@moneyandmentalpeace.com

YouTube → Kara’s Quest

*******************************

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent.

You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session.

I can also personally help you!! I guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities.

Interested? --> calendly.com/moneyandmentalpeace

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts

92 - My Cousin Earned $55,000 in Scholarships from 4 Recycled Essays!! on Apple Podcasts

100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on Apple Podcasts

P.S. Join me on...

Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

Starting a new semester can feel overwhelming — new classes, new routines, and new expectations all piling up at once. If you’ve ever felt that knot in your stomach before the first week even begins, you’re not alone! In this episode, I’ll share three simple but powerful ways to manage stress and start the semester with more confidence and peace of mind.

Whether you’re a student, parent, or just someone who remembers those first-day jitters, this episode is packed with encouragement and practical takeaways to help you handle the chaos with less stress and more clarity.

Related Episodes:

159 - Lonely in college? How to find a legit friend group and ANCHOR of community!!

167 - Are you overwhelmed and anxious? Improve mental health in college through decluttering and minimalism!

147 - Devos: Feel more present with God and see His clear guidance, even when you feel small and confused! - Micah 5:2-4

YouTube → Kara’s Quest

Facebook → Christian College Girl Community

Instagram → @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

*****************************************************

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

___________________________

Topics related to this episode: In this podcast, we dive into the real struggles that come with starting a new semester — from managing college stress and back-to-school anxiety to finding practical ways to balance life and classes. Student mental health, handling the first week of school, and preparing for a successful semester without feeling overwhelmed are all hot topics that college students face. Some also wonder how Christians can approach stress and anxiety, what it looks like to stay close to God when life feels too busy, and the challenges of trying to read your Bible when everything feels chaotic. If you’ve ever wondered, “Can Christians have anxiety or stress, and handle it well?” or found yourself feeling like a sad Christian in the middle of a hectic schedule, this conversation is for you.

Hear a live conversation with my client, who I ended up finding 9 scholarships worth potentially $13,500 (if he applies for and receives them)! Ever wanna work with me, too?

HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!!

LET’S GOOOOOOOOOOOOOO!!!

Related Episodes:

172 - 3 Ways to Search and Find the Scholarships Specific To You

173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:

158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook

Instagram --＞ @moneyandmentalpeace)

Email --＞ info@moneyandmentalpeace.com

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

__________

𝓜𝓸𝓻𝓮 𝓪𝓫𝓸𝓾𝓽 𝓽𝓱𝓲𝓼 𝓹𝓸𝓭𝓬𝓪𝓼𝓽...

In this podcast, we dive into real-life strategies for money management and how to manage money wisely so you’re not left feeling broke or like you’re throwing away cash on a waste of money. Whether you’re in college, thinking about graduate school, or already navigating university life, this discussion is all about finding ways to stay debt-free and less overwhelmed by expenses.

We explore the world of scholarships—from college scholarships for undergraduate students to scholarships for graduate students, even unique opportunities like a domestic violence scholarship or a law school scholarship for those pursuing Law school and a future at a law firm. You’ll hear about resources such as Unigo, Niche, Scholarship Owl, and info from schools like Grove City College.

Along the way, we touch on college grants, different types of grants, and how platforms like Pearl Lemon or even insights from voices like Dave Ramsey can help you uncover more “free money” opportunities. Whether it’s through a traditional scholarship search or thinking outside the box with options like a smart home contest, this episode is packed with practical tips to make funding your education possible.

Another Crossword Scholarship is open again, with a new deadline!

Do you enjoy word puzzles, and in particular crossword puzzles? If so, the Unigo Crossword Hobbyist Scholarship may be the perfect opportunity for you! You basically get to make your own crossword puzzle for a chance to win $1000!

Plus, let me personally find some scholarships that are specific for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> calendly.com/moneyandmentalpeace

Scholarship mentioned in this episode:

Crossword Hobbyist Scholarship - Unigo.com

Related Episodes:

335 - 3 Ways to Have Someone Else Pay for Your College So You Can Save Money

285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered

YouTube → Kara’s Quest

Facebook → Christian College Girl Community

Instagram → @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

*****************************************************

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Topics related to this episode: undergraduate scholarships, scholarships for college students, college scholarships, scholarships for high school seniors, scholarship universe, scholarships universe, scholarships owl, scholarships America, scholarship America, scholarship definition, scholarships definition, scholarships of America, scholarship owl, scholarships niche, scholarship essay examples, scholarship for graduate students, scholarships masters, scholarships essay examples, scholarship no essay, scholarship merit based, scholarships no essay, undergraduate student, money for college

Elliptical Cardio is giving away one $1,000 award to a student who can create a video explaining how fitness and education collide. Share your personal experiences at reaching your healthy goals and how these goals have impacted your education and you could be chosen to win!

Plus, let me personally find some scholarships that are specific for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> calendly.com/moneyandmentalpeace

Scholarship mentioned in this episode:

Elliptical Cardio Scholarship

Related Episodes:

335 - 3 Ways to Have Someone Else Pay for Your College So You Can Save Money

285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered

YouTube → Kara’s Quest

Facebook → Christian College Girl Community

Instagram → @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

*****************************************************

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Topics related to this episode: scholarship, budget tip, budget tips, scholarships for college, scholarships for college students, college scholarships, scholarships for high school seniors, scholarship universe, scholarships universe, scholarships owl, scholarships America, scholarship America, scholarship definition, scholarships definition, scholarships of America, scholarship owl, scholarships niche, scholarship essay examples, scholarship for graduate students, scholarships masters, scholarships essay examples, scholarship no essay, scholarship merit based, scholarships no essay, exercise, workout, working out