• 436 - Are You Only Finding Scholarships That You DON'T qualify for? Try This Instead!
    Nov 16 2025

    You're not a green-eyed monster from space, so you don't seem to fit the exacting qualifications of all the scholarships you're finding, UGH! Don't worry boo, I got you(: Today we discuss 2 ways that could help you find $10,000+ in scholarships for college!

    Website mentioned --> Chegg.com

    Work with me --> calendly.com/moneyandmentalpeace

    LET'S GOOOOOOOOOOOOOO!!!

    Grab your cold brew and TI-89, because class is now in session!

    Related Episodes:

    78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

    189 - 2 Ways to Use Scholarships to Pay for Gas, Books, and Coffee!! Try These Budget Tips to Get You There on Apple Podcasts

    85 - Save $80 for College in 20 Minutes Today! (w/ Liz & Nkoli) on Apple Podcasts

    P.S. Join me on...

    Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

    Instagram --> @moneyandmentalpeace

    Email --> info@moneyandmentalpeace.com

    Website --> Home (moneyandmentalpeace.com)

    Online course The Debt-Free College Blueprint --> debtfreecollegeblueprint.com

    ** Find God's Path for College and Graduate Loan and Debt-Free **

    Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?

    In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!

    I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!

    Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?

    I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!

    And, I’m here to teach you HOW to do this, too.

    If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    7 min
  • 435 - Student Loans Gotcha Down? 4 Ways to Quit Drowning in Loans and Finish College Without Any More Debt! - (Replay)
    Nov 12 2025

    Student loans gotcha down? You’re not alone — but you don’t have to stay stuck! In this episode, we’re talking about real ways to get through college debt free, even if you’re already in debt or don’t qualify for many scholarships. I’ll share practical ways to get help in college, cut costs, and find creative options to get out of debt and finish school strong — even without scholarships!

    LET’S GOOOOOO!!

    Other episodes mentioned today:

    Step 1: 119 - Devos: God is in the Details of Your College Life! - Exodus 2:1-10

    Step 2: 146 - This New Year’s Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week (:

    Step 3: 7 - Get Paid to Take Notes, Do Homework, and Workout! Effective Multi-Tasking for a Debt-Free Degree

    Step 4: 203 - 5 Tips to Find an Extra $2200 in Your College Budget!

    P.S. Join me on...

    Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

    Instagram --> @moneyandmentalpeace

    Email --> info@moneyandmentalpeace.com

    Get scholarships and pay for college without student loans!

    Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

    Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

    Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

    During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

    But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

    ... and I’m here to walk you through this, too.

    If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

    So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    18 min
  • 434 - How He Paid Off $56,696 in Student Loans IN HIS EARLY 20's! - (Part 2 of Jon Carothers Interview)
    Nov 9 2025

    He paid off $56,696 in student loans in his early 20s — but it didn’t happen overnight. In this inspiring part two of Jon Carothers’ story, we dive into the faith, mindset, and habits that made it possible.

    💬 How did he do it? Through God’s guidance, surrender, and taking ownership of his choices. He picked up extra jobs, surrounded himself with a supportive community, and learned the power of knowing his “why.” At the end of the day, he realized it’s all about choosing your hard — and trusting God with the rest.

    (Listen to part 1 here)

    💡 Key takeaways:

    • Hope and redemption in the face of addiction

    • Stop digging deeper — start where you are

    • It’s okay if your degree takes a little longer

    • God doesn’t waste your experiences

    • Character > Currency

    ✨ Topics covered in this episode:

    • How to pay off student loans fast — even with a low income

    • Practical, faith-based strategies to pay off debt

    • Real stories from a Ramsey Preferred Coach with Financial Coach Master Training

    • How Financial Peace University (FPU) tools can guide your journey to debt freedom and lasting peace

    Meet with Jon! CLICK HERE

    Related Episodes:

    78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

    172 - 3 Ways to Search and Find the Scholarships Specific To You

    158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

    P.S. Join me on...

    Facebook --> Christian College Girl Community

    Instagram --> @moneyandmentalpeace

    Email --> info@moneyandmentalpeace.com

    Get scholarships and pay for college without student loans!

    Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

    Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

    Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

    During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

    But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

    ... and I’m here to walk you through this, too.

    If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

    So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    23 min
  • 433 - I Found Her Over $19,800 in Scholarships & You Could Be Next!
    Oct 30 2025

    I personally found my client over $19,800 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?)

    What if you were handed a list of scholarships that were tailor-made for you?

    What if you didn't even have to search for them because I did it for you?

    This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's business!

    That's why I created the FREE (yes, free!) Scholarship Strategy Session, where I learn about your plans for school, and we make a plan on scholarships I’ll find for you to apply for. I want to get you the most $ possible so you can have the most stress-free, and potentially debt-free, college experience.

    Then after this free zoom call, you can choose whether you'd like to hire me.

    SO HEAD TO… calendly.com/moneyandmentalpeace and go check it out today!

    LET'S GOOOOOOOOOOOOOO!!!

    Grab your cold brew and TI-89, because class is now in session!

    Related Episodes:

    78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

    172 - 3 Ways to Search and Find the Scholarships Specific To You on Apple Podcasts

    173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: on Apple Podcasts

    P.S. Join me on...

    Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

    Instagram --> @moneyandmentalpeace

    Email --> info@moneyandmentalpeace.com

    ** Find God's Path for College and Graduate Loan and Debt-Free **

    Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?

    In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!

    I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!

    Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?

    I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!

    And, I’m here to teach you HOW to do this, too.

    If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    10 min
  • 432 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework (Best-Of Episode)
    Oct 26 2025

    I’M GONNA HELP YOU GET PAID TO SIT IN CLASS + DO YOUR HOMEWORK WHILE MAKING BANK!!! Eeeek! What a fun topic! Listen in to learn more :D

    Related episodes:

    93 - Can I Really Find Cheap Textbooks Online for Under $50? YES!! 3 Steps to Save Money on Books! on Apple Podcasts

    169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) on Apple Podcasts

    186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Management on Apple Podcasts

    P.S. Join me on...

    Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

    Instagram --> @moneyandmentalpeace

    Email --> info@moneyandmentalpeace.com

    ** Find God's Path for College and Graduate Loan and Debt-Free **

    Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?

    In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!

    I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!

    Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?

    I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!

    And, I’m here to teach you HOW to do this, too.

    If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    19 min
  • 431 - ANOTHER $2000 Zombie Apocalypse Scholarship! (Due October 31st)
    Oct 22 2025

    I’ve told y’all about a zombie apocalypse scholarship before, but I just found ANOTHER ONE for you to apply for!! Where my zombie enthusiasts at?

    Why not get into the autumn vibes while also earning $cash$ for school? Plus, I dish on if I think I could survive a zombie apocalypse!

    Could you? Come tell me in our Facebook Group: Christian College Girls Community

    LET’S GOOOOOO!

    Scholarship mentioned: $2,000 CollegeXpress Brains or Bust Sweepstakes

    Related Episodes:

    • 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week
    • 172 - 3 Ways to Search and Find the Scholarships Specific To You
    • 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

    Instagram → @moneyandmentalpeace

    YouTube → Kara's Quest

    Email → info@moneyandmentalpeace.com

    **Get scholarships and pay for college without student loans!**

    Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

    Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

    Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

    During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

    But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

    ... and I’m here to walk you through this, too.

    If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

    So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Notes: The previous Zombie Apocalypse Scholarship I found was on Unigo (unigo.com), while this one is on Scholarships360 (scholarships360.org). I hope you enjoy!

    Voir plus Voir moins
    6 min
  • 430 - Check Out These 3 Halloween Scholarships Worth $5000! (Best-Of Episode)
    Oct 18 2025

    You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? All 3 are as primed and ready for you as a pumpkin is ready to be carved!

    Plan a Scholarship Strategy Session with me at - https://calendly.com/moneyandmentalpeace

    Scholarships mentioned in this episode:

    https://www.abfse.org/html/scholarships.html

    https://www.redcrossblood.org/hosting-a-blood-drive/learn-about-hosting/why-host-a-blood-drive/leaders-save-lives.html

    https://bold.org/scholarships/pumpkin-spice-fan-scholarship/

    Related Episodes:

    • 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
    • EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
    • 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

    Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

    Instagram → @moneyandmentalpeace

    YouTube → Kara's Quest

    Email → info@moneyandmentalpeace.com

    **Get scholarships and pay for college without student loans!**

    Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

    Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

    Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

    During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

    But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

    ... and I’m here to walk you through this, too.

    If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

    So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    11 min
  • 429 - Try These 2 Halloween Scholarships Worth $12,000! (Best-Of Episode)
    Oct 11 2025

    You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? Plus, I dish on a couple of my favorite costumes from back when I was a kiddo,

    Scholarships mentioned:

    https://www.gallerycollection.com/greeting-cards-scholarship.htm

    https://www.aactcandy.org/awards-scholarships/john-kitt-memorial-scholarship/

    Related Episodes:

    • 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
    • EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
    • 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

    Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

    Instagram → @moneyandmentalpeace

    YouTube → Kara's Quest

    Email → info@moneyandmentalpeace.com

    **Get scholarships and pay for college without student loans!**

    Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

    Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

    Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

    During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

    But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

    ... and I’m here to walk you through this, too.

    If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

    So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

    Voir plus Voir moins
    11 min