In episode 206, Fred Saide discusses innovative strategies for retirement planning, emphasizing the importance of transitioning from saving to spending, understanding inflation's impact on purchasing power, and the necessity of healthcare and estate planning. He highlights the psychological challenges retirees face and the need for a coherent financial plan that includes tax analysis and risk management.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In Episode 205 of Money Matters USA, Fred Saide discusses the critical differences between saving and investing, emphasizing the importance of both in retirement planning. He explains when to prioritize saving over investing, the role of cryptocurrencies, and how to assess risk in investment strategies. The conversation also highlights the significance of having a comprehensive retirement plan and delves into the complexities surrounding Social Security solvency.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

See omnystudio.com/listener for privacy information.

In Episode 204, Fred Saide discusses the true meaning of financial independence, emphasizing that it is not solely about wealth but about the freedom to live life on one's own terms. He explores the importance of passive income, financial literacy, and the personalized approach to financial planning. The conversation also touches on common misconceptions about wealth and the role of emotions in financial decision-making.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

www.beyondyouradisor.com

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Fred covers the important considerations of the first year of retirement with a discussion on Kiplinger’s “First Year of Retirement Rule.” He cautions against overspending in that retirement honeymoon phase, getting a good spending plan, and avoiding sequence of returns risk.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In this episode of Money Matters USA, Fred Saide discusses the significant impact of mindset on financial behaviors and the widespread financial stress affecting individuals today. He emphasizes the importance of a mindset shift to regain control over finances, particularly as one approaches retirement. The conversation explores the role of recency bias in financial decision-making, the necessity of budgeting, and the importance of having a big picture perspective on financial planning. Fred also provides practical tips for cultivating a smarter money mindset, including setting tangible goals and focusing on values over features in financial decisions.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

See omnystudio.com/listener for privacy information.

In Episode 201, Fred Saide discusses the inevitability of financial mistakes and how to recover from them. He emphasizes the importance of recognizing mistakes, avoiding quick fixes, and learning valuable lessons from past errors. The conversation also covers strategies for effective retirement planning, including budgeting, debt management, and understanding risk tolerance. Fred shares insights on the significance of having a personalized financial plan and the need for regular reviews to adapt to changing circumstances.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In this episode of Money Matters USA, Fred Saide discusses the findings of a JP Morgan study on retirement spending patterns, emphasizing that spending does not remain constant throughout retirement. He highlights the importance of understanding individual spending behaviors, the necessity of budgeting, and the critical role of managing risk and income in retirement planning. The conversation also explores different retirement spending personality types and the complexities involved in creating a comprehensive retirement strategy.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

See omnystudio.com/listener for privacy information.

In this episode, Fred Saide discusses the complexities of retirement planning, focusing on the various expenses retirees may face. He emphasizes the importance of understanding which costs may decrease and which may increase, particularly healthcare expenses. Saide also highlights the impact of longevity on financial planning and the necessity of budgeting to prepare for unexpected costs. The conversation delves into the effects of inflation on retirement expenses and the hidden costs that can catch retirees off guard, urging listeners to be proactive in their financial planning.

Reach Fred at 800-593-8188.

Money Matters USA

www.moneymattersusa.net

www.wealthensure.com

See omnystudio.com/listener for privacy information.