Who you walk with determines where you go. In this episode of My Father Said, Ryan and Robert Templeton explore how your closest relationships influence your mindset, finances, and future. They break down timeless biblical wisdom and practical financial insights to help you evaluate your circle, your habits, and your goals. Whether you're stuck in a rut or looking to level up, this conversation will challenge and inspire you.

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This week on My Father Said, Ryan speaks candidly about the weight of recent events. From remembering 9/11 to the heartbreak of school shootings and the assassination of Charlie Kirk, he shares raw reflections as a husband, father, and believer.

It’s an emotional episode that acknowledges evil and suffering, while pointing to the truth of Scripture—that God sees, justice belongs to Him, and hope is not lost.

This week on My Father Said, we welcome Matthew Spears of Spears Financial Coaching. Matthew and his wife conquered $117,000 of debt in just 15 months, and now he helps families align their finances with their values. He shares practical steps to get out of debt, the importance of creating a financial vision, and why stewardship matters more than spreadsheets.

You’ll also hear about his heart for community, his approach to coaching vs. advising, and an exciting new scholarship opportunity he’s launching for students.

If you’re ready to build discipline, gain hope, and pursue financial freedom, this episode will encourage and equip you.