You know that money thing you know you should be doing, but somehow you never get around to? Yep today we are building your emergency fund.

In this episode I am going to show you how to save like a squirrel hoarding nuts for winter. This is your money, your financial freedom and possibly you FU fund. Whatever you call it, it is more than just a pile of cash. It’s peace of mind. It’s freedom. It's the stash that lets you walk away from a job, relationship, or situation that no longer serves you.

So why do we put off getting started?

Today we are taking a deep dive into money and the mindset around that question.

We’ll cover:

• Why money slips through our fingers (and how to stop it)

• The difference between a cash cushion and a true emergency fund

• How to identify your money blocks and move through them

• Practical ways to build it even if you only have small amounts

By the end, you’ll have both the woo woo and the practical tools to start building your emergency fund

Share your milestone with me in the Happy Honeys Facebook group or on socials! Let’s celebrate together.

Need more than gentle words of encouragement? Hop onto the spend cleanse LINK TO SPEND CLEANSE

Links

• Entourage Finance & Property – learn more at LINK TO MUSHROOM GOODNESS

Disclaimer: The information in this podcast is general in nature. Please seek advice from a qualified professional who understands your personal circumstances before making significant financial decisions.

🔥 5 Habits to Build Financial Confidence (That Aren’t Budgeting B.S.)

If you’re done living pay-to-pay, done people-pleasing with your wallet, and absolutely DONE playing small with your money this episode is your wake-up call.

Phoebe breaks down the five everyday habits that help you rebuild confidence, rewire your money mindset, and create rituals that lead to unapologetic wealth. From building your Bye-Bye Buffer to investing with flow, this episode will have you rethinking what it means to feel “safe” with money and exactly how to get there.

What You’ll Learn:

• Why mindset work without habits is just expensive journaling

• How to identify and replace low-value spending habits

• What a Cash Cushion is (and how to build one FAST)

• Why every woman needs a Bye-Bye Buffer and how to set it up using round-up or micro-investment apps

• How to get your money out of stagnation and into flow

• How to add one “rich girl” ritual a week even on a budget

Mentioned in this episode:

• The 30-Day Spend Cleanse Calendar (Free Tool!)

• Micro-investing apps like Raiz, Spaceship, WeMoney, Up

• Links + Resources:

• 💸 Download the FREE 30-Day Spend Cleanse Calendar → Click Here

• 🎓 Join the 30-Day Spend Cleanse Course → Find out more here

• 💬 Come chat in the Happy Honeys Facebook Group → Join Us

• 🍄‍🟫Forest Superfoods Find out more
• 🙋‍♀️Entourage Link

Connect with Phoebe:

• Instagram: https://www.instagram.com/thehappymoneyjourney/

• TikTok: Phoebe Blamey

• Website: www.myphoebeblamey.com.au

Today we’re diving into a different kind of STD… one that spreads through love, trust, and silence: sexually transmitted debt.

This can look like a romance scam, on the other hand it can also look like the thing we just do in a relationship. Today I want to bust the money myth that we need to go along with what our significant other is doing in their business, that its somehow our responsibility to support our new partner and how to spot the signs that an STD might be coming your way...I also want to talk about how to support a friend experiencing an STD. Its something I have done wrong but I want to share the learning from that mistake.

Silence is expensive. Talking about money can save you thousands of dollars and a whole lot of heartache.

• Melanie’s story – how one woman’s $40,000 loan for her dream man turned into five years of debt and heartbreak.

• The emotional manipulation playbook – love bombing, gaslighting, guilt trips, and why smart women fall for these traps.

• The psychology of money & love – how our brains are wired to trust, to hope, and how spotting it can help us change.

• Why we ignore red flags – even when our friends are shouting at us about it

• How to protect yourself – from keeping your own bank account, to spotting red flags, to setting boundaries that keep you and your money safe.

Being vulnerable with money doesn’t mean you’re weak it means you’re human. The solution isn’t to hide all alone with your shame. You can build skills, safety nets, and support systems. Protecting your assets is smart. Saying no is really hard but you are not alone. .

• WIRE (Women’s Information and Referral Exchange, VIC) – Your invitation is here

  Build your own financial literacy with the 30 Day Spend Cleanse, find out more