Épisodes

  • Why getting to $100k is SO HARD and How to do it

    Why getting to $100k is SO HARD and How to do it
    Sep 10 2025
    The last episode of season 2 is here! Don't worry, we won't be gone for long 😉 Vivian breaks down the mental and practical roadblocks keeping you stuck before six figures in this no-BS episode about cracking the $100K code. She dives into why hitting your first $100K isn't just about budgeting harder or side hustling more. From the psychological barriers that keep high earners living paycheck to paycheck to the compound effect that kicks in once you hit that six-figure milestone, this episode tackles the uncomfortable truths about wealth building that no one talks about. Plus, Vivian is answering questions sent in by the besties to help them (and you!) reach this financial milestone. Thanks to our sponsor, Lufthansa! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    27 min
  • Iskra Lawrence: From Size Discrimination to Building a Multi-Million Dollar Body Care Brand

    Iskra Lawrence: From Size Discrimination to Building a Multi-Million Dollar Body Care Brand
    Sep 3 2025
    Vivian sits down with trailblazing model and entrepreneur Iskra Lawrence for a raw conversation about turning rejection into financial rebellion. They dive into Iskra's journey from facing industry rejection at 13 for not being the "ideal size" to becoming one of the first mid-size models to break barriers in fashion. Iskra opens up about the financial reality of losing her major Aerie contract while six months postpartum, and how that devastating moment became the catalyst for launching Saltair, her cult-favorite bodycare brand. From self-funding her startup to navigating the complex world of influencer partnerships, she reveals why she's turned down lucrative deals that didn't align with her values and how authenticity became her most profitable asset. The conversation tackles the intersection of body image and bank accounts, exploring how insecurity impacts earning potential and why representation matters for building generational wealth. Thanks to Lufthansa for sponsoring this episode! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    57 min
  • Am I The Financial A**hole? Cheating Fiancé Demands Half My House Profit

    Am I The Financial A**hole? Cheating Fiancé Demands Half My House Profit
    Aug 27 2025
    Vivian returns with another explosive round of "Am I The Financial A-hole?" diving into listener submissions that range from relationship betrayals to family money drama. She dissects the messy intersection of love and money through stories of cheating fiancés and house profits, manipulative exes who rack up debt, and the complex dynamics of supporting aging parents while building your own wealth. From navigating split checks as a pregnant woman to confronting relatives who freeload off elderly grandparents, this episode explores the fine line between financial boundaries and family loyalty. Vivian unpacks why money silence breeds relationship resentment, revealing how avoiding financial conversations with partners, friends, and family creates the perfect storm for explosive conflicts. She delivers hard truths about recognizing financial manipulation, setting healthy money boundaries, and why your financial curiosity isn't shallow, it's essential for building relationships based on shared values and mutual respect rather than hidden agendas and unspoken expectations. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    47 min
  • How to ACTUALLY Save on Back-to-School Spending!

    How to ACTUALLY Save on Back-to-School Spending!
    Aug 20 2025
    Vivian explores the money-saving strategies that can slash education costs at every level, from mastering student discount platforms like UNiDAYS to uncovering travel hacks that save 5-40% on flights. She breaks down the evolution of 529 plans beyond just college savings, revealing how these tax-advantaged accounts now cover everything from K-12 tuition to trade school and the game-changing new option to roll unused funds into a Roth IRA for your child's retirement. From textbook rental strategies to subscription service discounts, this episode delivers actionable tactics that work whether you're shopping for kindergarten supplies or financing graduate school. Thanks to our sponsor, Lufthansa! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    32 min
  • The Price of Fame: Alyson Stoner on Child Star Money Myths vs. Reality

    The Price of Fame: Alyson Stoner on Child Star Money Myths vs. Reality
    Aug 13 2025
    Vivian sits down with Alyson Stoner, the multi-talented performer and advocate, to uncover the shocking financial realities behind childhood stardom. From dancing backup for Missy Elliott at age 5 to starring in Disney Channel Original Movies, Alyson's journey reveals the complex money management challenges that child actors face—and the strategic decisions required to build lasting wealth beyond fleeting fame. Whether you're curious about the entertainment industry's financial structure, interested in career reinvention strategies, or want to understand how former child stars navigate wealth building as adults, this episode offers eye-opening insights into surviving and thriving after early fame in Hollywood. Check out Alyson’s book Semi-Well-Adjusted Despite Literally Everything: A Memoir, OUT NOW! Keep up with Alyson on Instagram! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    58 min
  • AI Billionaire Lucy Guo's Guide to Building Unicorns and Scaling Wealth in Silicon Valley

    AI Billionaire Lucy Guo's Guide to Building Unicorns and Scaling Wealth in Silicon Valley
    Jul 30 2025
    This week on Networth and Chill, Vivian sits down with Lucy Guo, the serial entrepreneur and co-founder of Scale AI, to explore the financial blueprint behind building multiple unicorn companies before age 30. From dropping out of Carnegie Mellon to co-founding Scale AI—now valued at over $13 billion—Lucy's story reveals the strategic decisions and calculated risks that transformed her from a college dropout into one of tech's most influential young billionaires. Vivian explores Lucy's investment philosophy, her strategies for identifying market opportunities in emerging tech sectors, and how she's diversified her wealth beyond Scale AI through ventures like Passes, her social platform for creators.Whether you're interested in AI entrepreneurship, startup scaling strategies, or understanding how to leverage technical skills into generational wealth, this episode offers crucial insights on building in the rapidly evolving tech landscape. Check out Lucy on Instagram and learn more about Passes at https://www.passes.com/ Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    44 min
  • The NYC Hot Dog King's $1.5 Million Empire: How Dan Rossi Built, Lost, then Re-Built NYC's Street Food Dynasty

    The NYC Hot Dog King's $1.5 Million Empire: How Dan Rossi Built, Lost, then Re-Built NYC's Street Food Dynasty
    Jul 23 2025
    This week on Networth and Chill, Vivian sits down with Dan Rossi, the legendary Hot Dog King of NYC, to unpack the remarkable financial journey behind one of New York's most iconic street food empires. From building a pushcart empire of nearly 500 permits across the city to losing it all through regulatory changes, Dan's story is a masterclass in entrepreneurial resilience and the brutal realities of small business ownership. Discover how this disabled Vietnam veteran went from controlling 16% of all pushcart permits in NYC to defending his single remaining cart outside the Metropolitan Museum of Art for over 16 years. Vivian explores the financial strategies that built Dan's multi-million dollar hot dog empire, the devastating impact of the 1995 law changes that stripped away his permits, and how he's maintained his prime real estate spot through sheer determination and unconventional tactics. Learn about the financial sacrifices behind his success, including sleeping in his cart and van for 11 years to protect his valuable location. Whether you're an aspiring entrepreneur, curious about the economics of street food, or want to understand how regulatory changes can reshape entire industries, this episode delivers essential insights on building wealth, weathering financial storms, and the true cost of protecting your networth in America's most competitive market. Find Dan's hot dog's at 5th Ave & 82nd St in NYC and check him out on Instagram! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    50 min
  • What Does the Big Beautiful Bill Mean for YOU?!

    What Does the Big Beautiful Bill Mean for YOU?!
    Jul 16 2025
    This week on Networth and Chill, Vivian breaks down the massive financial implications of Trump's One Big Beautiful Bill, the landmark tax legislation signed into law on July 4, 2025. Explore how this $4.5 trillion dollar legislation will impact personal finances, from the fourfold increase to the cap on state and local tax deductions to changes in middle-class tax relief. Vivian analyzes the potential pitfalls for different income brackets, examining how the bill's tax provisions, spending priorities, and policy changes could affect your investment strategy, retirement planning, and overall financial future. Whether you're looking to optimize your tax situation, understand the broader economic implications, or simply want to know how this sweeping legislation affects your bottom line, this episode provides the essential financial insights you need to navigate the new landscape and protect your growing networth. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
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    35 min