Zee Razaq interviews construction expert Dave Forde!

In this episode, we dive deep into the realities of growing up working class, navigating a system that often feels rigged, and the importance of timing, speed, and resilience in both business and life.

From personal stories to hard lessons, this episode shines a light on ambition, mindset, and the subtle dynamics that shape success and failure.

📌 Timestamps:

00:00:00 – Introduction: The biggest myth about health & safety in property development.

00:01:03 – Dave’s background: From electrician to top construction manager.

00:02:30 – The "lightbulb moment" that changed Dave’s financial future.

00:06:06 – How his partner’s father transformed his mindset.

00:11:24 – The "time vs. money" trap – Why trading hours for pounds won’t make you rich.

00:18:31 – CDM Regulations & Building Safety Act – How developers risk losing everything (even as passive investors).

00:28:44 – IR35 Disaster – Why the UK’s tax system is pushing talent abroad.

00:40:37 – How Dave landed a Russian oligarch client (and what ultra-wealthy clients really want).

00:54:57 – Commercial-to-Resi Success – How Dave saved a client £110K on a single project.

01:00:03 – Brexit’s REAL Impact – The untold story of Eastern European workers & IR35.

01:08:24 – Why Dave is Leaving the UK – Taxes, politics, and where high performers are going.

🚀 Follow Dave Forde:

LinkedIn: https://www.linkedin.com/in/dave-forde/

Zee Razaq speaks with Mohsin Ravjani, who shares his incredible story and how he went from riches to rags, and then worked his way back up again to set up his charity, Change Ahead. Their goal is to connect vulnerable individuals with housing opportunities, wellness programs, and pathways to employment.If you would like to support Mohsin and his charity, you can read more about them here: https://www.changeahead.org.uk/Like the video if you want more content like this, and don't forget to hit subscribe to keep up to date with all the latest tax insights and news!

Zee Razaq is talking with Sarah Brill, a money mindset coach. We dive into what that exactly means, and why some people might feel negatively around their own success and earnings. Find out more in today's episode! Welcome back to Next Level Finance! You can take a look at her website and money personality quiz here: https://sarahbrillcoaching.co.uk/ If you enjoyed this video, please don’t forget to drop us a comment or give the video a like! We post regularly, so hit subscribe to keep up to date with all our content. We also offer some great free resources, so check them out here! https://linktr.ee/goldhouseaccounting