Épisodes

  • Smart Money Moves: Avoiding Pitfalls and Building Wealth

    Smart Money Moves: Avoiding Pitfalls and Building Wealth
    Mar 5 2026
    March 4, 2026 ~ Hosts Ryan Ermanni and Nick Hopwood discuss mutual fund capital gains distributions, citing an example of a client who owes a large sum in taxes without selling assets. They explain how Obamacare subsidies could be lost if income exceeds $84,000, and highlight the potential of “Trump accounts” for long-term wealth creation for children. The speakers also touch upon proposed wealth taxes in the Netherlands and California, and the broader economic implications of various tax policies. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
    Voir plus Voir moins
    40 min
  • Invest Smart: Your Guide to Navigating Market Swings and Retirement

    Invest Smart: Your Guide to Navigating Market Swings and Retirement
    Feb 5 2026
    Feb. 4, 2026 ~ This episode discusses how politics affects investing, advising listeners to avoid panic-selling based on news. It highlights the importance of an automatic financial plan for wealth building and offers insights on retirement planning, including four key questions to ask oneself. The hosts also describe the five stages of retirement, from anticipation to fulfillment, stressing the need for meaningful activities beyond leisure. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
    Voir plus Voir moins
    42 min
  • Plan First, Profit Later: The Secret to Smart Investing

    Plan First, Profit Later: The Secret to Smart Investing
    Jan 8 2026
    Jan. 7, 2025 ~ In this episode of “No Lazy Money,” host Ryan Ermanni sits down with Nick Hopwood and Jim Pilat of Peak Wealth Management to uncover why true financial success starts with planning—not just chasing returns. You’ll learn why understanding your goals is the foundation for smart investing, and how strategies like Roth conversions, donor-advised funds, and tax-loss harvesting can save you thousands over time. Plus, discover why tax planning is the hottest trend in wealth management and how to avoid costly mistakes with your 401(k), IRA, and HSA contributions. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
    Voir plus Voir moins
    38 min
  • Stop Letting Your Money Netflix and Chill

    Stop Letting Your Money Netflix and Chill
    Dec 4 2025
    Dec. 6, 2025 ~ In the debut episode of "No Lazy Money," host Ryan Ermanni speaks with Nick Hopwood and Jim Pilat of Peak Wealth Management to reveal why leaving your cash sitting in a bank account is costing you big time, and what to do instead. You’ll learn simple, actionable steps to make your money work harder, from high-yield savings strategies to smart tax moves like Roth conversions. Plus, discover why tax planning is the hottest trend in financial advice and how to avoid common mistakes that could derail your retirement. If you’ve ever wondered, “Am I doing enough?”—this episode is your wake-up call. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
    Voir plus Voir moins
    42 min