Paying off your mortgage early is one of the most common financial goals, but most people
never learn the smarter, safer alternative to sending extra principal payments to the lender. In
this video, Josh breaks down a powerful strategy called the side fund mortgage payoff
method, which protects your liquidity while still helping you eliminate your mortgage years
ahead of schedule.

You’ll learn why traditional extra mortgage payments lock away your money, how a side fund
keeps you flexible, and why this approach often produces better long-term outcomes—
especially for families with meaningful assets and complex financial priorities.
We’ll walk through the pros and cons of a money-market side fund vs. a brokerage side fund,
how to manage volatility, and the step-by-step process to determine your payoff timeline. If
you want the confidence of maintaining your cash flow and the freedom of a mortgage-free
life, this video will show you exactly how to do it.

Want to achieve financial freedom for personal significance? Work with us at https://
www.f5fp.com

About F5 Financial Planning:

At F5 Financial Planning, we help individuals and families align their finances with what
matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary
financial planning and investment management firm, meaning we don’t earn commissions or
sell products — our only commitment is to our clients’ best interests. We provide
comprehensive financial planning, investment management, tax-efficient strategies, and
retirement planning for families, corporate executives, and entrepreneurs. Our team serves
clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.

At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial
future so you can focus on the people and passions that matter most.

Visit https://www.f5fp.com to learn more about our services and planning process.

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Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered
investment adviser. This content is for educational and informational purposes only and
should not be considered personalized financial, investment, tax, or legal advice.

Viewing these videos does not create an advisory relationship with F5 Financial. All
investments involve risk, including possible loss of principal. For guidance specific to your
situation, please consult a qualified professional.