Wavelengths, Wellness, and Witty Adjustments are topic of conversation with our guest, Dr. Sam Camarata. Tune in for an incredibly energetic and uplifting conversation with Dr. Sam from Camarata Chiropractic and Family Wellness Center! This isn't your typical health chat—Dr. Sam brings his infectious joy to the mic as we dive deep into the world of proactive wellness and high-performance living.What We Crack Open:Vibe Check! Dr. Sam kicks off the episode by discussing the "wavelengths" (or vibes!) that people put out and how this energy plays a crucial, yet often overlooked, role in your overall health and feeling good.The Salt Secret: Get the scoop on a simple wellness hack: adding salt additives to your water to significantly enhance hydration, improve digestion, and boost vitamin absorption.Grounding and Household Health: We touch on the practical, low-tech ways you can enhance your wellness journey, including grounding techniques and using common items like blankets and pillows to improve your everyday experience.Preventative Power: While Dr. Sam absolutely treats chronic pain and injury, his true passion and focus are on prevention and ongoing enhancement. Learn how to stop treating problems after they happen and start building the foundation for a life of optimal performance, confidence, and pain-free living.If you’re ready to stop treating and start thriving, this episode is your blueprint. Dr. Sam’s positive energy is a dose of wellness all by itself!🔗 Find Dr. Sam Camarata: https://www.camaratachiropractic.com/https://www.facebook.com/camaratachiropractic/https://www.instagram.com/camarata_chiro/https://www.youtube.com/c/SamuelCamarataDC🎧 Listen on all major platforms.

https://linktr.ee/MonarchWealthManagementLLC

#Chiropractic #Wellness #PreventativeHealth #Vibes #DrSamCamarata #Hydration #SaltHacks #Grounding #Performance

From Marketing to the Mat. Join Constantine and Dave as they talk with Phil Misetti of Shogun West BJJ. Phil gets real about the struggles of being a self-employed business owner, why he left the corporate world behind, and how his strong ties to his community and church guide his approach to business. We also explore the deeper reasons why so many people are joining the BJJ world today.Guest Info:

Website: https://www.shogunwestbjj.com

Email: info@shogunwestbjj.com

It's all about "Friction, Full Gamut and Buy Now." Tune in and you'll know too. Navigating the world of mortgages and real estate can be a challenge, but in this episode, we're here to help! I'm joined by the fantastic Matthew Merrick from AnnieMac Home Mortgage and managing partner David Georgiev from Monarch Wealth Management, LLC for a fun and insightful conversation.We cover everything you need to know, from the current state of mortgage rates and the loan process to understanding different types of loans and real estate trends. Whether you're a first-time homebuyer, a cash-out refinancer, or an investor looking at residential and commercial properties, Matthew shares valuable insights and advice. Tune in for a great chat that will get you up to speed on the housing market and mortgage landscape.

Matthew Merrick's contact info:

Book a meeting: https://outlook.office365.com/owa/calendar/bk_mmerrick@annie-mac.com/bookings/

Website: https://annie-mac.com/lo/mattmerrick/

Email: mmerrick@annie-mac.com

Office Phone: (585) 505-8499

Mobile Phone: (585) 509-6849

Licensed Address: 1200 Jefferson Road Suite 205 Rochester, NY 14623

This week on Pennywise Financial, we're heading back to school and taking a serious look at the market's report card! 🍎 I'm joined by my partner in financial crime from Monarch Wealth Management, LLC to give you our post-mid-year check-up.We'll break down the factors that could send the market to the principal's office and those that show we're on a path to a stellar grade. From the top-performing sectors that are leading the class to the political influences that are making things... complicated, we've got you covered. Tune in for a fun, lively conversation that will help you ace the second half of the year and get your portfolio ready for what's next! 🎓📈

Navigating End-of-Life: Compassionate Guidance with Jean Oswald |In this incredibly important episode of the Pennywise Financial Podcast, host Constantine J. Kitrinos sits down with Jean Oswald, the owner of Compassionate Consulting in Rochester, NY. End-of-life planning and navigating difficult healthcare decisions can feel like an overwhelming whirlwind for families. That's where Jean steps in. With years of experience as a Registered Nurse and an extensive background in guiding families through these challenging times, Jean offers invaluable insights and a truly compassionate perspective. Join us as Jean shares her wealth of knowledge, providing practical resources and helping us understand how to comprehend complex medical terminology in the context of our specific situations. This episode is a must-listen for anyone facing end-of-life decisions, whether for themselves or a loved one. Jean's empathetic approach and deep understanding make this a truly illuminating and supportive conversation. Key Takeaways: Understanding the complexities of end-of-life planning.Insights from an experienced RN on navigating difficult healthcare decisions.Resources and strategies for families dealing with hospice and other end-of-life care.Tips for comprehending medical terminology and its impact on your unique situation. About Our Guest: Jean Oswald is the owner of Compassionate Consulting in Rochester, NY, dedicated to helping families with end-of-life planning and making informed, difficult decisions with empathy and clarity.

Connect with Jean through the various options belowWebsite: https://compassionateconsulting.com/Text: 585-454-9679Email: compassionateconsulting@gmail.com Newsletter Signup: https://bit.ly/3VQeMemBook: https://a.co/d/3J5UwSrTo set up a free "tell me what's going on" Zoom call: https://bit.ly/3qYCwOyTo follow on Social Media: https://www.facebook.com/CompassionateConsulting/ and https://www.instagram.com/compassionateconsulting/

/#EndofLifePlanning #HospiceCare #FamilySupport #MedicalDecisions #CompassionateConsulting #RegisteredNurse #FinancialPodcast #ConstantineJKitrinos #JeanOswald #HealthcarePlanning #RochesterNY #Podcast #FinancialLiteracy

Are the new tariffs shaking up your investment strategy? Wondering how the current administration's policies will affect your portfolio? On this episode of Pennywise Financial, broadcasting from Brighton, we address these critical questions head-on. We analyze the radical changes in tariff policy and provide a clear framework for understanding their impact. We'll also take a look back at moments in time that felt like the absolute peak of uncertainty, offering valuable perspective for today's market. Tune in to gain clarity and control over your financial future.#tariffs #investing #personalfinance #economy #marketnews #biden #pennywisefinancial #brightonny #financialplanning #investmentstrategy Subscribe for more financial insights! Reach out with questions or to schedule a meeting 👇https://www.monarchwealthmanagement.com/constantine

In an abridged podcast episode, I cut through the financial jargon and deliver a concise breakdown of what's happening in the stock market right now.Recorded live from Brighton, NY, on this beautiful Thursday, April 3rd, 2025, this isn't your typical doom-and-gloom news report. Instead, I'm focusing on providing you with the clear, actionable insights you need to navigate the current landscape with confidence.I briefly touch on the following:The Key Market Movers: What were the significant economic indicators, earnings reports, or global events that shaped the market today? I'll give you the highlights without overwhelming you with unnecessary details.Understanding the Volatility: Let's face it, the market can feel like a rollercoaster. We'll discuss the factors contributing to any recent ups and downs and put them into perspective.Your Portfolio Strategy: More importantly, we'll talk about you. How might these market shifts impact your long-term financial goals? I'll offer my expert perspective on staying the course and making informed decisions.

The Golden Rule: Ignore the Noise! In today's hyper-connected world, it's easy to get caught up in sensational headlines and fearmongering. This episode is your essential reminder to tune out the short-term distractions and focus on your personalized financial plan.Whether you're a seasoned investor or just starting your wealth-building journey, this quick update is designed to empower you with knowledge and help you maintain a calm and rational approach to your finances.Don't let the daily headlines derail your long-term success!Tune in now to get your dose of financial clarity and stay on track to achieving your goals.#StockMarketUpdate #FinancialAdvice #WealthManagement #Investing #Podcast #FinancePodcast #IgnoreTheNoise #LongTermInvesting #FinancialPlanning #WealthAdvisor #FinancialConsultant #BrightonNY #MarketAnalysis #MoneyTips #InvestmentStrategyThe following music was used for this media project:Music: Back Roads In The Afternoon by Justin Allan ArnoldFreedownload: ⁠https://filmmusic.io/song/11209-back-...License (CC BY 4.0): ⁠https://filmmusic.io/standard-license

A Conversation with Charles Forte Jr., MBA This week on Pennywise Financial, we're thrilled to welcome Charlie, a 2023 addition to our team as a financial advisor and investment manager who brings a wealth of experience and a truly inspiring story. He isn't just a seasoned individual with an extensive career in corporate finance, he brings an extensive background working with endowments and charitable organizations – he's also a testament to overcoming challenges. We'll be having a heartfelt conversation about his journey, including his visual impairment and the unwavering faith, work ethic, and dedication that have fueled his success. Dive deep with us as Charlie shares his insights on the ever-evolving financial landscape. We'll explore concepts like the efficient frontier, investment modeling, and strategic asset allocation, while also discussing how access to diverse asset classes has become more accessible than ever before. This episode is a must-listen for anyone seeking inspiration and practical financial knowledge! Tune in to learn more about Charlie and all he has to bring to the table. #stockmarket #investing #stocks #election #economy #disability #dedication The following music was used for this media project: Music: Back Roads In The Afternoon by Justin Allan ArnoldFree download: ⁠https://filmmusic.io/song/11209-back-... License (CC BY 4.0): ⁠https://filmmusic.io/standard-license