The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad takes on one of the most overhyped traditions of the year, financial New Year's resolutions. Instead of vague promises like "save more" or "be better with money," Brad breaks down what actually works and why most resolutions fail by February. Whether your resolutions usually fizzle out by winter or you've never made financial goals at all, this episode gives you a smarter, more sustainable game plan to start the year with clarity, confidence, and real momentum, not financial guilt.

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Show Highlights Include:

· "I'm going to sick to my budget this year" (4 :45)

· "I'm going to stick with a plan this year" (7:50)

· "I'm not going to take on any new debt" (10:00)

· "I'm going to be prepared for anything this year" (11:30)

· "I'm going to increase my contributions this year" (12:00)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad tackles one of the biggest gaps in our education system, the money lessons we should've learned in high school but didn't. Brad walks through the foundational financial skills every young adult needs before stepping into the real world: how to budget without feeling broke, how credit actually works, the basics of investing, and why understanding taxes isn't just for accountants. Whether your high school skipped over personal finance completely or gave you a single worksheet and called it a day, this episode fills in the gaps and gives you the blueprint you should've graduated with, so you can start your adult life on offense instead of playing catch-up.

Listen Now!

Show Highlights Include:

· Budgeting (3:30)

· Investing (9:15)

· Credit (14:45)

· Taxes (16:30)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad wades into one of the most high stakes traditions of the season…holiday table talk. Brad breaks down the conversations you should be having with every family member. He dives into the money dynamics nobody wants to bring up — budgeting for gifts without guilt, helping older relatives prepare financially, and even teaching younger family members about saving before they pick up their first paycheck. Whether your family avoids money talk like politics or overshares like it's a group therapy session, this episode will show you how to turn awkward holiday chatter into meaningful, healthy financial dialogue that sets everyone up for a stronger new year.

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Show Highlights Include:

· Younger Kids (2:30)

· Teenagers/ Older Children (4:30)

· Talking To Your Parents (7:00)

· Siblings (8:30)

· Your Spouse (10 :00)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.