Not all investing is created equal. In this episode, Tré Bynoe, CFP, CIM, unpacks the three core investment approaches—indexing, factor investing, and alpha strategies—and how to know which one fits you.

Whether you're DIY or working with an advisor, understanding the difference can mean the difference between steady growth and unnecessary risk.

You’ll learn:

• What an index fund really is
• How factor investing aims for better-than-market returns
• Why most alpha strategies underperform over time
• How to benchmark your portfolio the right way
• Which strategy Tré actually uses and why

🎧 Follow and share the podcast if you learned something.

Website | Youtube | Linkedin

Should you pay yourself a salary or dividends from your corporation? If you’re a Canadian business owner, this decision shapes your long-term wealth. In this episode, Tré Bynoe, CFP, CIM, breaks down why it’s not a binary choice and what most professionals and incorporated entrepreneurs get wrong.

You’ll learn the real tax impact of each strategy, why RRSP room and CPP contributions matter, and how your spending habits, investment style, and future goals play a role.

You’ll learn:

• Why the best strategy is usually a mix—not one or the other
• How CPP and RRSP room shift the math on salary vs dividends
• The importance of mastering personal cash flow first
• What accountants often miss (and planners catch)
• When complexity just isn’t worth it—and how to simplify

Like, follow, share, and subscribe!

Website | Youtube | Linkedin

In this special off-script episode, Sierra flips the mic and asks Tré Bynoe, CFP, CIM, some personal and thought-provoking questions—from career paths not taken to his philosophy on helping people who actually want to be helped.

This is the human side of financial planning, where mindset, motivation, and money collide.

You’ll learn:

• The financial myth Tré really can’t stand
• What he’d do if he weren’t a financial planner
• The truth about who he’ll help (and who he won’t)
• The personal reason behind his early retirement planning
• Why separating income from expenses changes everything
• How social media affects contentment and financial decisions

If you’ve ever wondered what drives a financial planner (or just want to hear real talk about who Tré is), this one’s for you.

Follow and share the podcast to support real, honest finance content for Canadians.

Website | Youtube | Linkedin