"I'm optimistic that they're going to do it," North Dakota Insurance Commissioner Jon Godfread said on this episode of Plain Talk, referring to Congress approving an extension to enhanced subsidies for health insurance policies sold on the individual marketplace exchanges. "I'm hopeful that they do it because I think it's the it is the right thing to do."

The subsidies are central to the ongoing shutdown of the federal government, with Democrats refusing to reopen the government without a deal to extend them, and Republicans saying they'll only cut a deal like that once the government is open again.

Godfread, whose office approved new rates for the current open enrollment plan last week based on the assumption that the subsidies will be continued, has warned that without them millions of Americans, and tens of thousands of North Dakotans, would face dramatic cost increases. Despite his prediction, he does see the possibility where Congress doesn't renew them.

"There is certainly a scenario and a reality where neither side wins on this," he said. "I think both sides are so dug into that somebody has to lose, and nobody wants to lose."

Godfread says he's been working with North Dakota's federal delegation — Senators John Hoeven and Kevin Cramer, along with Rep. Julie Fedorchak — to get this point across. "The point, again, that I've made with our delegation is, guys, the consumers are the ones who are losing here."

But even given his support for extending the subsidies, Godfread warns that's not going to fix anything. "It's a $440 billion subsidy over the life of this. It's very, very expensive," he said, saying the real solution is addressing health care costs.

Godfread discussed different solutions to that, from increased price transparency to using regulatory authority to impose some price controls, but also said there's a point where the status quo is going to collapse and leave no choice but a complete take over.

"That's exactly what I've said to our to our healthcare providers, in those conversations, that guys, you are advocating for a Medicare for all system," Godfread said. "And I said, we're going to get to a point where nobody can afford this stuff. The only person that can bail it out is going to be the federal government and then we're going to have Medicare for all."

Also on this episode, co-host Chad Oban and I discussed the ongoing problems at the North Dakota Commerce Department, when the government shutdown will end, and the federal lawsuit filed by noted advocate for dishonesty Brandon Prichard.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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This has not been a good week for President Donald Trump and his MAGA movement. Elections in New York, New Jersey, Virginia, Georgia, California, and beyond seemed to see voters sending a message to Trump and his allies about the government shutdown and more.

"Well, the first thing I think the president came out and said, 'Oh, the only reason that this happened is I wasn't on the ballot,'" former Sen. Heidi Heitkamp said on this episode of Plain Talk reacting to the results. "President Trump was on the ballot in every one of those states and and the message was clear. We don't like the direction you're headed."

"The more they ignore this, the the bigger the peril is for 2026," she added.

Heitkamp argues that Republicans are tone deaf on issues like health care costs and SNAP benefits. "They want to double down on all the policies under the theory that those are working," she said, arguing that Trump, in particular, seems to have a disconnect with the electorate.

"He believes his own headlines," Heitkamp said. "He believes that, you know, that people are mean. I mean, he really believes that Americans are mean. And, you know, he's going with the theory, and part of this is the longtime demonization of people who are on food assistance on SNAP."

Democrats, meanwhile, seem to have found their message, Heitkamp said. It's not culture war issues. "It's called affordability, which I've been preaching for freaking ever," she said.

Also on this episode, co-host Chad Oban and I discuss a lawsuit from trollish political activist Brandon Prichard challenging a state law making it a misdemeanor to lie in political messaging, how Democrats can turn their victories this week unto success in next year's midterms, and respond to listener feedback.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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"Imagine you're someone a family who is working a job or two or even three, and then all of a sudden, with a week before the end of the month, you learn that the money you had been counting on to purchase food for you and your family isn't going to be there on Saturday, November 1st," Karen Ehrens said on this episode of Plain Talk.

"Probably you have rent due or you're a senior on a fixed income scraping by till the end of the month, looking forward to when you might get some help so you can buy groceries," she continued. "And then you learn a few days before Saturday that that money won't be there."

"It's beyond frustrating," she added. It's also unprecedented. "It's a never-before-seen event that's coming," she said.

Ehrens is the U.S. Policy Manager for the Alliance to End Hunger, and she's referring to funding for food stamps running out due to the shutdown of the federal government. She is predicting a lot of suffering for vulnerable people. "Nationally, on average, four out of five households that receive SNAP benefits have a child, an elderly person, a person with disabilities," she said. "So, that's who gets SNAP first and foremost."

But it doesn't have to be like this, she argued. "They could end this with a decision to release funds that are in an account, and transfer some money over that way, put enough money out around $8 billion to keep SNAP going through the month of November."

This interview with Ehrens was recorded before Gov. Kelly Armstrong announced $1.5 million in state assistance to food banks and other programs to help mitigate the blow of halted funding, but she said that while it helps, it's nowhere near enough. "For every meal that's provided through the food bank network across the US, there are eight meals provided by SNAP. So, it's a big gap to fill."

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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