Think you need a huge salary to become a millionaire? Think again.

In this episode of Plan to Prosper, we break down the surprisingly simple path to a one million dollar portfolio, no matter your income. Drawing on lessons from The Millionaire Next Door, we compare how long it takes to reach millionaire status at four different income levels and three savings rates. Whether you earn fifty thousand or two hundred thousand, this episode will shift your mindset from envy to strategy and help you steward your money with purpose.

What you’ll learn:

• How everyday people, not CEOs, quietly build wealth

• The true cost of lifestyle creep (and how to resist it)

• Why savings rate matters more than salary

• How long it takes to reach one million dollars at different incomes

• Biblical wisdom for slow and steady financial growth

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Are you making one of the dumbest money mistakes without realizing it?

In this episode of Plan to Prosper, we count down the top 10 worst things people do with money. Some are serious, some are silly, and all come with spiritual and financial consequences. From maxing out credit cards to investing in your friend's risky startup, we explore what Scripture teaches about foolish financial choices and how you can avoid them. Plus, we draw unexpected wisdom from The Office's Michael Scott.

What you’ll learn:

• Why carrying credit card balances can quietly sabotage your finances

• How to know if you're overextending on a house or car purchase

• The biblical foundation for emergency savings

• How to spot pyramid schemes and avoid get-rich-quick traps

• What Michael Scott can teach us about money mistakes and misplaced generosity

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Is AI the future of innovation, or is it a ticking financial time bomb?

Michael Burry is sounding the alarm again. Does his warning still carry weight in today’s market?

In this episode of Plan to Prosper, we analyze what’s really happening in today’s markets, from crypto collapses to AI hype, and how Christians should respond. Drawing lessons from Michael Burry’s legendary Big Short, we explore whether current tech valuations are signs of wisdom or speculative danger. You'll also hear why biblical stewardship means staying informed without becoming fearful, and how faithful financial planning equips you to navigate uncertainty with peace.

What you’ll learn:

• What Michael Burry is saying about the AI “bubble”

• Why crypto markets are shaking and what it means for investors

• How rising and falling interest rates impact Christian stewardship

• What biblical wisdom teaches about chasing trends and avoiding scams

• How to think tactically about investing while remaining anchored in faith

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Think lattes are ruining your budget? Think again.

The real danger lies in the life-altering decisions we often make without much thought. These choices can follow us for decades.

In this episode of Plan to Prosper, we expose the truth behind why most people struggle financially. It’s not because of daily spending. We break down the three major purchases that can either set you up for long-term peace or lock you into years of stress: buying a car, buying a house, and financing a college education. Learn how to approach these decisions with biblical wisdom and long-term vision so you can build a life that honors God and brings financial peace.

What you’ll learn:

• Why monthly budgeting isn’t your biggest financial battleground

• How to buy a car without wrecking your future

• A wise approach to homeownership in today’s market

• What to consider before taking on student loan debt

• How to align big purchases with your faith and values

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Is Bitcoin the future or just another financial illusion?

As inflation rises and faith in fiat money falters, many are turning to Bitcoin as the new gold. But does digital currency align with biblical stewardship?

In this episode of Plan to Prosper, we dive into the history of money, the fall of the gold standard, the rise of fiat currency, and the theological and practical questions surrounding Bitcoin. Financial advisors Sam Steyer and Logan share a spirited conversation on the merits and concerns of Bitcoin from a Christian worldview. Together, they explore whether it is a wise investment, a risky gamble, or a possible tool for faithful financial stewardship in a rapidly changing economy.

What you’ll learn:

• How the collapse of the gold standard shaped today’s financial system

• The biblical function of money and why it matters

• Key distinctions between fiat currency and Bitcoin

• The ethical and practical implications of decentralized digital assets

• Whether Bitcoin has a place in a biblically grounded financial strategy

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

What would you do if Jesus told you to give up everything?

In this episode of Plan to Prosper, we explore the powerful story of the rich young ruler. He had wealth, influence, and integrity, yet walked away from Jesus sorrowful. Was it because money is evil? Or because he loved it too much? This story challenges our modern mindset about control, security, and wealth, and invites us to examine what we are truly clinging to. Join us as we unpack what this encounter reveals about discipleship, financial stewardship, and eternal life.

What you’ll learn:

• Why Jesus asked the rich young ruler to sell everything and what it means for us today

• How money becomes a false sense of control and security

• The difference between owning wealth and being owned by it

• How to practice biblical generosity without falling into the poverty gospel

• Why the call to follow Christ costs everything but is worth it all

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

What happens to your family if tragedy strikes tomorrow?

In this episode of Plan to Prosper, we’re joined by longtime friend and insurance expert Chris Lehner to explore the critical and often overlooked role insurance plays in faithful stewardship. From life insurance to disability and long-term care, we unpack how preparing for the unexpected is not about fear. It is about living wisely and honoring God. Grounded in Proverbs 27:12, this conversation shows how insurance can be one of the clearest ways to protect your family and live out biblical responsibility.

What you’ll learn:

• Why insurance is a practical way to love and protect your family

• The biblical foundation for preparing for the future with wisdom

• The difference between term and permanent life insurance

• Common mistakes with DIY insurance and "infinite banking" strategies

• How disability and long-term care coverage fit into your financial plan

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Most people spend a lifetime earning, saving, and spending, but never stop to ask why. At the end of your life, will your financial success mean anything without a deeper purpose?

In this episode of Plan to Prosper, we explore how living with purpose transforms the way you spend, save, and give. From biblical wisdom to client stories, we dive into what it really means to align your financial life with God’s calling. You’ll hear practical tools, spiritual encouragement, and a powerful invitation to live intentionally, starting today.

What you’ll learn:

• Why financial success without purpose leads to regret

• How to craft a personal purpose statement rooted in Scripture

• Common myths about finding your purpose and how to overcome them

• Real stories of families using wealth to serve God’s Kingdom

• The five biblical financial objectives every Christian should prioritize

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.