This week, we're discussing worksite/group LTC plans, which have evolved a lot since group plans started being offered through employers.

Jason Dutra with BuddyIns shares how they are committed to helping the 50+ million family caregivers in the U.S. today.

He shares how today's worksite offerings differ from those offered in previous decades, including guaranteed premiums that never change. This was a big concern with past plans and has now been resolved.

We discuss how worksite plans help both employers and employees prepare for tomorrow's industry and family needs.

We also discuss why someone can benefit from having both a worksite and an individual plan.

Listen and schedule some time with me here to plan for yourself.

Schedule a 15 minute meeting here to see if a worksite solution can bring value to your company.

View both current and projected future costs of care where you live here and be sure to use a 5% cost of living/inflation factor as that's what we've witnessed over the last three decades.

So many people want a long term care plan with all the bells and whistles. They want a plan that will pay for everything that could ever happen. These plans are often priced higher than a budget allows.

Why do people state that they want no coverage if they can't get the best plan out there?

We don't do this anywhere but with LTC insurance.

Do we not own a car because we can't afford a Tesla? No.

Do we not eat because we can't afford the steak? No.

When I work wit you, we work together to determine how much risk is both acceptable and affordable.

There are plans offered to people on a stricter budget. There are plans that accept medical concerns that other plans don't accept. There are plans offered to age 89 in some states.

Listen and then scheudle some time to work through this together here

This week, Diane uses the Parable of the Sower to share different reactions to LTC planning that occur in the United States.

Are you the hard soil? The rocky soil? The thorny soil? The fertile soil?

After listening, you can schedule a phone or zoom meeting with me to start planning to prepare for your family's tomorrow here