We're getting bad news from what seems like every direction these days. Governments and media are all talking about wars and destruction.

But this is not new. We've been through these kinds of events before, too many times, and we're still here and moving forward.

We can't let panic, wars and market crashes control our choices. These thnigs happen without our input.

We can control our clarity, courage and conviction to stay on course.

If you've been considering planning for future extended care needs, or if you've been working on your plan, don't stop now. Too many find a reason to pause and then forget their reasons for planning in the first place. Then, 10 or 20 years go by, and something happens to them or someone close to them, and they restart their search.

At that point, plans are much more expensive or not available due to age or health concerns.

Let's work together to design your plan today and protect those you love most tomorrow.

Schedule here

Hello all,

I recently had cataract surgery in both eyes, and my eyes get tired if I look at the computer too long. I need to take breaks while recovering.

Instead of discussing shared and individual LTC annuities this week, I need to share an episode that was aired last summer.

This will remind you how LTC annuities can help both protect your family if you need extended care and also eliminate all those gains on your non-IRA annuities you've been holding on to because you don't want to pay more in taxes.

LTC annuities have very few health questions and are more easily approved.

Schedule with me here to learn how you can avoid sharing your annuity earnings with Uncle Sam.

After reviewing planning strategies for hybrid or linked benefit LTC plans, this week we are comparing shared and individual traditional or stand-alone LTC plans.

Yes, there have been rate increases on these plans, but over the last 20 years or so, traditional LTC plans have gotten much healthier. Listen and learn how.

When funding using income or on a budget, these plans can help families afford to get through an extended care need without bankrupting their loved ones.

It's easy to see that there are several ways to design and fund your long term care plan.

Schedule some time to start preparing for your tomorrow here

Learn what your state Medicaid program lets you keep to qualify for state Medicaid benefits (not recommended by us) here

View both current and projected costs of care here