Thinking about how to use the equity in your home without selling it? In this eye-opening episode, I sit down with James Reed (The Mortgage Coach) and Suzy from Home Equity Bank to demystify reverse mortgages.

✅ Learn how homeowners 55+ can access up to 55% of their home’s value — tax-free

✅ Discover how to use these funds to help kids buy a home, pay tuition, or simply live more comfortably

✅ Understand the myths, the facts, and how this product can offer financial freedom without monthly payments

Whether you're planning for retirement or helping aging parents explore their options, this episode is packed with must-know info.

🎧 Listen now and take the first step toward smarter home equity decisions.

#ReverseMortgage #HomeEquity #RetirementPlanning #FinancialFreedom #RealEstateTips #TheMortgageCoach #HomeEquityBank #ItsTimeToWOWem #MichelleEllis #RealEstateWithME

In this episode of Mortgage Talk with M.E., Michelle sits down with mortgage coach James Reed to break down the latest Bank of Canada rate hold and what it means for buyers, homeowners, and anyone watching the real estate market closely.

Together, they dive into:

• The truth behind the rate hold: Why it happened and what’s next
• Common mortgage myths that are holding people back
• How today’s rates are impacting home affordability
• Tips for buyers on the fence — wait or buy now?
• What sellers should consider when buyers hesitate

If you're feeling confused by the headlines or unsure of your next move, this episode will give you the clarity (and confidence) you need.

🎧 Hit play and get the insights most people aren’t talking about — but should be.

Are you planning to sell your home?

Before you list — listen to this! This episode breaks down the essential pre-listing preparation steps that can help you sell faster and for more money.

Whether you're selling in a few days or a few months, these tips will help you present your home in its best light, build trust with buyers, and avoid costly surprises.

From deep cleaning and decluttering to home inspections and professional photography — I'm walking you through exactly what to do before your house hits the market.