Roth IRA Annuity Industry Insanity: Shootin' It Straight With Stan
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Roth IRA Annuity Industry Insanity: Shootin' It Straight With Stan
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À propos de cet audio
In this episode, The Annuity Man discussed:
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Seeing through product-driven Roth pitches
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Recognizing political risk in long-term tax planning
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Keeping conversions separate from annuity products
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Avoiding shiny-object sales tactics
Key Takeaways:
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Treat Roth conversions as tax decisions rather than annuity strategies. Rely on math and tax guidance instead of sales-driven framing.
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Understand that tax-free structures like Roths can face future policy shifts. Plan with awareness that political changes may affect long-term assumptions.
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Run conversion numbers independently of any annuity recommendation. Evaluate tax impact, break-even timing, and personal comfort before acting.
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Watch for bonuses, churning, and pressure to "flip" existing annuities. Focus on guarantees, documentation, and advice from qualified tax professionals.
"You should never do a Roth conversion without talking to a Certified Financial Planner, a CPA, or tax lawyer. Period." — Stan The Annuity Man
Connect with The Annuity Man:
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Email: Stan@TheAnnuityMan.com
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