Relationships cost money.

It's not just about date nights at expensive restaurants, fancy shoes, or a new watch for Valentine's Day.

It's moving in together, splitting the power bill, signing on to the rent. At what point in the relationship should you join your finances, and how should you go about it?

Then there's the other side of the relationship - the part no one tends to plan for. The end of it.

Are prenups just for the ultra-wealthy, or should we all have gotten one?

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

As you get older, your health becomes more and more of a worry, so life insurance seems like a no-brainer. But is it? Do you really need it after the mortgage is paid and the kids are on their own?

And what policies are must-haves, against ones that are just nice to have?

Financial Author Martin Hawes joins Tim Beveridge to give his insurance advice and explain the pros and cons of different policies.

LISTEN ABOVE

See omnystudio.com/listener for privacy information.

Confidence in New Zealand's rural sector has really started recovering over the past year or so.

Stabilising interest rates, great dairy results, and promising meat exports have formed a foundation for what will hopefully be a successful 2026.

Confidence dropped slightly in the last quarter of last year, but it's still much higher than it has been over previous years.

LISTEN ABOVE

See omnystudio.com/listener for privacy information.