Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode was a full open-mic "dealer's choice" session — completely unscripted, high-value, and driven by listener questions. We covered everything from deal analysis feedback to refinancing strategies, investor psychology, and why most people follow the wrong trends at the wrong time.
If you're building a long-term, storm-ready portfolio, this episode is a must-listen.

• Why unscripted episodes often reveal the most important lessons for new investors

• The real difference between investors who survive downturns and those who don't

• How Wayne & Gabby built a resilient portfolio during the worst years in Alberta

• Why you should never follow the "hot trend" in real estate investing

• Pre-construction condos, promissory notes, MLI Select infills — and what investors got wrong

• How to evaluate coaching programs and avoid being sold hype

• Refinancing vs. HELOCs — which one is actually better and when?

• When it makes sense to break a fixed mortgage (and when it absolutely doesn't)

• How banks assess your ability to refinance a rental property

• Understanding debt servicing, loan-to-value limits, and equity positioning

• What happened on last night's REI Masters coaching call: RRSP decisions, market analysis, rent-to-owns, and comparing real MLS deals

• Why the 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors protects you from market cycles

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

📘 Buy Wayne's New Book
The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
👉 https://a.co/d/7pDlPZh

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax Help (Finngo): www.finngo.com/rei
Submit a Question: info@reimorningshow.com

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
(587) 377-8584
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🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
calvinrealty.ca
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📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
www.finngo.com/rei
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💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
www.kbmortgages.ca
keaton@kbmortgages.ca
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🏗️ Calvert Home Mortgage Investment Corporation
403-278-0249
info@chmic.ca
FSRAO License Numbers: 13267 and 13268