In this episode of The Clear Money Mindset, host and Financial Advisor Ben Davies breaks down everything you need to know about the Tax-Free Savings Account (TFSA). We cover the basics of what a TFSA is, how contribution limits work, the wide range of investment options available, and common pitfalls to avoid. You’ll also learn practical strategies to maximize your TFSA—whether that’s growing your retirement plan, saving on taxes, or making the most of investment opportunities.

Are you really getting the most out of your TFSA? Tune in to find out.

In this episode of The Clear Money Mindset, we’re talking all things new builds—what makes buying a brand-new home different from purchasing a resale, and what every buyer should know before jumping in. Host Ben Davies is joined by a knowledgeable panel: Alyssa Ismail, Real Estate Agent with Century 21, Sebastian Schmoranz from MSSH Lawyers, and Rob & Sandra Zanet from Indi Mortgages.

We explore key legal differences, financing challenges, hidden costs, and how to navigate builder contracts. From zoning surprises and Tarion warranties to construction loans and mortgage timelines, this episode covers everything buyers should consider before committing to a pre-construction or newly built home in Ontario.

Whether you’re a first-time buyer or just curious about the process, this episode will help you feel informed and confident when considering a new home build.

In this episode of The Clear Money Mindset, Ben Davies cuts through the noise of market hype, prediction videos, and investment fads to bring you timeless financial principles that have stood the test of time.

You'll learn:

• Why starting to save early (even small amounts) is a game-changer

• How diversification protects not just your money, but your peace of mind

• The dangers of overanalyzing short-term market movements

• What ancient wisdom from Solomon can teach us about smart investing today

This episode isn’t about chasing the next big thing—it’s about building a stable, long-term plan that actually works.