Jay T. Crosby has been a part of the “Emmanuel Family” since August 2010. As the Director of Sales he is in charge of company production and training. He is proficient in all aspects of Personal, Commercial, Life, Disability, and Long-Term Care Insurance. His main area of expertise is in Real Estate and Construction.

Education: Lehigh University, Bachelor of Science in Business and Economics
Jay T. completed the Construction Risk and Insurance Specialist (CRIS®) certification in November 2020 and continues to hold this designation.

Personal: Jay T. continues to be very active as an advisor for his fraternity, Chi Phi. He is an avid bowler, and loves riding motorcycles, playing poker, and chess. Jay T. also enjoys competition and being a Philadelphia sports fan.

Contact Jay

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O: 610 - 279 - 4349, ext. 106

D: 484 - 801 - 5244

M: 610 - 217 - 9773

F: 610 - 279 - 4350

crosby@Emmanuelins.com

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Realty411 - https://realty411.com/
MB Capital Solutions - https://mbcapitalsolutions.com/
Joseph @ Lendmarq - https://www.linkedin.com/in/josephvscorese/

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Email - info@creativebrrrrstrategies.com

The discussion covers various aspects of real estate investment strategies in the current market. Joseph notes that flipping has decreased, with most investors opting for buy-and-hold strategies, even if properties require renovations. The conversation touches on the importance of understanding depreciation, tax implications, and long-term investment plans.

Felix Buchanan joins the discussion, emphasizing the importance of knowing the market, evaluating deals thoroughly, and considering various investment strategies such as rent-to-own, multi-unit properties, and working with voucher holders. Both speakers highlight the current market's preference for rental properties over home purchases and discuss the potential of short-term rentals in certain areas.

Contact Our Sponsors
=================
Perkitech - https://perkitech.com/
Realty411 - https://realty411.com/
MB Capital Solutions - https://mbcapitalsolutions.com/
Joseph @ Lendmarq - https://www.linkedin.com/in/josephvscorese/

Contact Us
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Main Website - https://creativebrrrrstrategies.com/
Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/
Email - info@creativebrrrrstrategies.com

Joseph discussed the future of private lending, emphasizing its potential for growth and its appeal to non-traditional borrowers. He predicted that private lending would become 75% of the business for investment properties over the next five years. Dave, a team member, agreed with Joseph's assessment, noting that non-QM loans would become a significant part of the market. Both highlighted the need for responsible adoption of these strategies.

Joseph discussed the importance of surrounding oneself with a team of experts to facilitate insight and adaptability in the ever-changing market cycle. He emphasized the need for personal experience and quick thinking in the private lending industry, which is rapidly evolving with the integration of AI and prop tech. Joseph also highlighted the potential for private lending to become a more lucrative option for those struggling to access conventional financing.

Alex, a real estate investor and construction manager, agreed with Joseph's points and added that private lending could be more efficient and cost-effective than government-operated projects. Joseph then provided a detailed breakdown of what a true direct private lender does in the asset-based lending space, including the types of properties they work with and the typical loan amounts. He also expressed a wish for programs specifically for rural properties and modular new construction.

Contact Our Sponsors
=================
Perkitech - https://perkitech.com/
Realty411 - https://realty411.com/
MB Capital Solutions - https://mbcapitalsolutions.com/
Joseph @ Lendmarq - https://www.linkedin.com/in/josephvscorese/

Contact Us
=========
Main Website - https://creativebrrrrstrategies.com/
Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/
Email - info@creativebrrrrstrategies.com