Trying to buy a £1 million dental practice without overpaying or overleveraging? We’ve got you. We break down the market forces shaping 2026—cooling interest rates, tighter supply, stronger buyer competition—and show how to turn that context into a smart acquisition strategy that protects cash flow and compounds long-term value.

We start with the number that decides your deal: EBITDA. You’ll hear how lenders underwrite dental practices, why net profit won’t cut it, and how to rebuild a normalised EBITDA that stands up to bank stress tests. We compare NHS, private, and mixed models through a lender’s lens, exploring where predictable income helps and where growth can stall. Then we get specific on costs: arrangement fees, RICS valuations, legal work for leases and NHS contracts, and the extras people forget when chasing a headline price. If you’re considering freehold plus goodwill, we map the two-loan reality, typical LTVs (often 90% for goodwill and up to 100% for freehold), 15 to 20-year terms, and the structuring that can set you up for a cleaner exit later.

Deal discipline is the throughline. We explain why sales brochures overstate value, how to sanity-check multiples, and when to bring in independent valuations and financial due diligence to test wages, labs, UDAs, and chair utilisation. If the numbers don’t match the story, renegotiate or walk—because you make your money when you buy, not when you sell. We also share realistic timelines: fast indicative terms in days, but six to twelve months to complete depending on CQC and NHS steps. And once the keys are yours, we talk post-completion optimisation: joining a buying group to cut consumables by 6–10%, adopting AI and digital workflows to lift margins, and tracking the KPIs that keep lenders and owners happy.

If you’re serious about owning rather than associating forever, this is your playbook to fund the right asset, at the right price, with the right structure. Subscribe, share with a colleague who’s hunting for a practice, and leave a review to tell us what financing or valuation question you want answered next.

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team

The DSO market is in a pressure cooker, and the timer reads 2030. We break down how operators and investors can turn today’s decisions into tomorrow’s premium multiples by building trust at scale: predictable EBITDA, standardised operations, leadership depth, and provable clinical governance. Forget counting chairs. Buyers now price future cash flow quality, not historical revenue, and they reward DSOs that can demonstrate clean reporting, rapid month-end closes, and consistent cash conversion across sites.

We walk through the new valuation reality, including why $1–5 million EBITDA often trades best, and how specialties like orthodontics, implants, and facial aesthetics lift revenue per patient and reduce insurance dependency. Clinical quality becomes a hard financial lever when standardised protocols, low complaint rates, and strong recall systems compress variability. The MyDentist case illustrates how governance lowers rework, stabilises teams, and boosts adjusted EBITDA, proving that quality and compliance are as valuable as growth.

Integration is where deals can falter. Cultural missteps at the front office can drain a quarter of patient volume in months. That’s why digital maturity matters: AI scheduling that cuts no-shows by 15–30%, intelligent communications that raise retention by about 20%, and real-time dashboards that surface issues before they spread. We also tackle the investor–clinician divide and show how shared metrics, management training, and formal succession planning reduce concentration risk. Finally, we explore Global Capability Centres as a scalable backbone for finance, HR, compliance, and tech, delivering cost savings and continuity through leadership transitions.

If you’re aiming at a 9–12x outcome before the consolidation window narrows, the path is clear: standardise, diversify, digitise, professionalise, and prepare your exit story now. Subscribe, share this with your operating team, and leave a review with the one system you’ll standardise first.

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team

A budget leak, a flat delivery, and yet a sharper squeeze on business owners than headlines suggest. We break down how Rachel Reeves’ autumn budget quietly raises the tax take from dentists and small healthcare businesses through frozen thresholds, dividend increases from 2026, reduced capital allowances, and new national insurance on pension salary sacrifice above £2,000 a year.

We walk through the real‑world impact on profit extraction, investment timing, and cash flow, explaining why fiscal drag nudges more income into higher bands even when you feel like you are standing still. You’ll hear a clear plan to stress‑test salary versus dividend blends, bring forward essential equipment buys, and model pension contributions under the new NI rules. We also unpack the extra two percentage points on rental and investment income and what that means for clinicians with property portfolios or savings, alongside the looming reality of Making Tax Digital and quarterly submissions for those earning over £50k.

Beyond the tax rules, we get practical: targeted price adjustments, operational efficiency, and exploring offshore admin support to reduce payroll pressure without sacrificing patient experience. The tone is honest and pragmatic—no scare tactics, just straight guidance on protecting margins and planning across multiple years. If you run a dental or healthcare practice and want a calm, actionable way to adapt, this conversation will help you map the next steps with confidence.

If this was useful, follow the show, share it with a colleague who needs clarity on the budget, and leave a review to tell us what you’re changing in your 12‑month plan.

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team