#wealth #investing #wealthmanagement In this rich and fascinating conversation, psychologist and FlowxLife founder Marianne Cottin, M.Sc., Ph.D., breaks down the neuroscience of flow and why it’s one of the most powerful states for human flourishing. Marianne explains how transient hypofrontality, clear goals, challenge-skill balance, and immediate feedback create effortless excellence — and why flow is not reserved for elite performers, but available to everyone.

Together, Gillian and Marianne explore how flow reduces rumination, strengthens mental health, sharpens attention, and can be intentionally designed into work, relationships, and later-life learning. They dive deep into group flow, curiosity as a longevity tool, and how to build a life that naturally invites presence, purpose, and peak experience. This is a masterclass in using neuroscience to live more fully and flourish more deeply.

To engage with the research of Marianne Cottin and other psychologists in her field, explore her portfolio of work on LinkedIn here, and through such academic outlets as Google Scholar here.

Takeaways
🌊Flow is a state of consciousness where time disappears and performance peaks.
🔬Dr. Cottin emphasizes the importance of focus and clear goals to achieve flow.
🌊Flow triggers include challenge-skill balance, clear goals, and immediate feedback.
🔬Group flow occurs when individuals are in sync, working towards a common goal.
🌊Failure is a crucial part of achieving flow, especially in sports and high-performance settings.
🔬Flow can be experienced in both simple and complex tasks, providing joy and satisfaction.
🌊Creating an environment conducive to flow involves minimizing distractions and prioritizing important tasks.
🔬Flow is accessible to everyone, not just elite athletes or high performers.
🌊Music and rituals can help individuals enter a flow state more easily.
🔬Flow contributes to mental health and well-being by reducing rumination and increasing 🔬engagement.

Quotes

Flow Follows Focus: “Flow will always follow focus. If you’re not in the present moment, flow can’t find you.”

Effortless Excellence: “In flow you can do very hard things without feeling effort. Work becomes play.”

The Sweet Spot: “Flow lives in that perfect space where challenge meets skill — just enough stretch to grow, not enough to panic.”

Purpose Supercharges Flow: “Flow becomes transformational when you use it for something that matters to you — something larger than yourself.”

Flow and Mental Health: “When you’re in flow, you’re not ruminating. The problems are still there — but you get a moment to breathe.”

Design Your Life for Flow: “Choose what you care for. If everything is important, nothing is. Clarity creates the space for flow.”

Chapters
00:00:00 Introduction to Flow and Dr. Cottin
00:03:00 Understanding the Flow State
00:09:00 Flow Triggers and Techniques
00:15:00 Group Flow and Communal Dynamics
00:21:00 Flow in Everyday Life
00:27:00 Conclusion and Key Takeaways

#flourish #wealth #wealthmanagement #investing #advisor #KnowThyWealthKnowThyself

Connect with Gillian:
https://www.linkedin.com/in/gillian-stovel-rivers-ma-cfp%C2%AE-cea-997094124/?originalSubdomain=ca
https://x.com/GillianStovelR
https://www.instagram.com/gillianstovelofficial
https://flourishfamilywealth.com/

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#wealthmanagement #investing #wealthmanagement In this conversation, Paul W. Lermitte discusses the importance of financial diligence for young adults, emphasizing the need to save and invest wisely. He highlights the distinction between good and bad debt, particularly cautioning against the pitfalls of credit card debt and expensive car loans. The discussion encourages young individuals to be proactive in their financial planning and to make informed decisions about their expenses. This is an episode that is as much about making great decisions as it is about building strong financial partnerships based on your deepest values.

Learn more about Paul’s financial resilience teachings for all age groups at https://www.paullermitte.com/

Takeaways
💰Young adults must be very diligent at making sure that they save money.
🚘Investing money is crucial for young adults.
💰There's good debt, and there's bad debt.
🚘In your twenties, you're likely to encounter bad debt.
💰Avoid expensive car loans; consider buying older cars.
🚘Traveling should not be financed through credit cards.
💰Having savings is essential before making big purchases.
🚘Financial literacy is key for young adults.
💰Understanding expenses is vital for financial health.
🚘Budgeting is not a bad word! It can help manage and even avoid bad debt.

Quotes

• “Sometimes that hard work, that getting uncomfortable — that’s exactly what we want in the 20s.”

• “We told our son to give $25 to a charity, and it changed his trajectory. When you think of others, you suddenly see how fortunate you are.”

• “Debt is the biggest anti-flow force working against young people. Good debt builds your future. Bad debt steals it.”

• “You don’t deserve a vacation — you earn it. Work, save, stay financially sound, and then you can travel for the rest of your life.”

• “Every young person can own a home. Your grandparents did it, your parents did it, and you can do it too — with discipline and smart decisions.”

• “Financial resilience is simple: cash, savings, investments — and zero credit card or car debt. That’s power.”

Chapters
00:00 Introduction to Financial Foundations
00:56 Debt Management and Financial Freedom

#flourish #wealth #wealthmanagement #investing #advisor #KnowThyWealthKnowThyself Connect with Gillian: https://www.linkedin.com/in/gillian-stovel-rivers-ma-cfp%C2%AE-cea-997094124/?originalSubdomain=ca https://x.com/GillianStovelR https://www.instagram.com/gillianstovelofficial https://flourishfamilywealth.com/

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#wealth #investing #wealthmanagement In this episode, Gillian Stovel Rivers and Julie Littlechild delve into the critical role of trust in sustainable business growth, particularly in the wealth management sector. They explore the gaps between advisors' perceptions and clients' realities, emphasizing the importance of understanding clients' feelings and concerns beyond just financial metrics. The conversation highlights the need for a shift from efficiency-focused practices to more engaging, personalized client interactions, leveraging technology to enhance human connections. They discuss the evolving role of advisors in facilitating deeper conversations about clients' broader life concerns, ultimately aiming to build stronger, trust-based relationships.

Learn more about Julie's award-winning research and advocacy at https://absoluteengagement.com


Takeaways
🧠 Trust is the foundation of sustainable business growth.
🤖 There are significant gaps between what advisors think they deliver and what clients actually need.
🧠 Clients prioritize how they feel over mere service delivery.
🤖 Conversations about clients' concerns are crucial for building trust.
🧠 Efficiency in client services can lead to commoditization.
🤖 Technology can enhance human relationships in client engagement.
🧠 Advisors should address broader life concerns, not just financial ones.
🤖 Asking the right questions can lead to deeper client insights.
🧠 Starting with small changes can lead to significant improvements in engagement.
Trust must be earned through consistent, meaningful interactions.


Quotes
• “I don’t walk away from a meeting thinking, wow, they’re really using their CRM well. That’s not what grabs me.”
• “When it’s efficiency, everybody looks the same. It becomes commoditized. It’s not differentiated. You could go anywhere and get the same.”
• “Solving for efficiency is a safe route. It doesn’t require you to ask a tough question. It means we can see more people—but not see them deeply or truly.”
• “We tend to over-index on efficiency. It’s foundational, but it’s not the full experience.”
• “Clients’ real gaps aren’t about service. It’s their confidence and clarity when they look forward.”
• “Advisors are well-positioned to support clients emotionally, but they have to ask the right questions.”
•“It’s not about replacing advisors with technology—it’s about using technology to be more human.”


Chapters
00:00 The Essence of Trust in Business Growth
02:22 Identifying Gaps in Client Engagement
05:34 Expanding the Value Proposition
08:14 The Shift from Efficiency to Engagement
12:13 Balancing Technology and Human Touch
15:55 Understanding Client Concerns Beyond Finances
19:14 Building Stronger Relationships Through Broader Conversations
23:26 Facilitating Deeper Conversations in Wealth Management
26:24 Taking Steps Towards Enhanced Client Engagement
28:02 Moments of Bliss and Personal Connections

#flourish #wealth #wealthmanagement #investing #advisor #KnowThyWealthKnowThyself

Connect with Gillian:
https://www.linkedin.com/in/gillian-stovel-rivers-ma-cfp%C2%AE-cea-997094124/?originalSubdomain=ca
https://x.com/GillianStovelR
https://www.instagram.com/gillianstovelofficial
https://flourishfamilywealth.com/

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