Live from FICO World 2025, this episode dives deep into the challenges facing small business owners in today’s economy. Our guest, David Smith—an SBA insider and expert in business origination—joins host Merrill Chandler to talk about EIDL loan defaults, rising inflation, SBA lending changes, and the ripple effects of regulatory shifts at the IRS and CFPB. From Five Guys burgers to $136 cowboy steaks, we're unpacking what price elasticity and economic reality mean for your business survival. It's real talk, no fluff—just insight, strategy, and a little humor.

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Ever pondered the intricacies of credit scoring and its impact on business financing? This is crucial for entrepreneurs and business owners alike. Merrill Chandler brings David Smith, a Key Account Partner and Small Business Segment Leader with FICO, to give some updates from FICO World 2024. They discuss the layers of credit scoring and the importance of cash flow analysis. Tune in to get some invaluable insights as they navigate the complexities of creditworthiness.

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You’re in for a sweet treat with today’s guest. In this episode, we’ve got tax hacks for your business. The father-daughter combo, Byron McBroom and Melanie Sikma, talk about why you should stop giving the IRS money they don’t deserve. They also discuss how investors can capitalize on depreciation and cost segregation. Byron and Melanie also identify the misconceptions people have about tax planning. The duo’s tax strategy is a game changer in your business to let you utilize that extra money to fund your dream. You should not miss this episode and join Byron McBroom and Melanie Sikma now.