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Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this episode of The 7th Cents Podcast, Mike Macklin and Coach R.L. Simmons get real about one of the biggest financial questions today:

Is homeownership still the American Dream—or just an expensive illusion?

They unpack:
🏠 Why owning a home was once the ultimate goal—and why that’s changing
📉 Rising costs, interest rates, and generational shifts in priorities
💰 Is renting really “throwing money away”?
🧠 The mindset difference between buying a home vs. building wealth
📊 How to decide what makes sense for your life—not someone else's version of success

Whether you're a first-time buyer, long-time renter, or somewhere in between, this episode breaks down the myths, money, and modern mindset around real estate.

👉 Watch now and join the conversation in the comments:
Do you still believe in the American Dream? Or are we redefining it?
#7thCentsPodcast #Homeownership #AmericanDream #RealEstateReality #WealthBuilding #RentVsBuy #MoneyMindset #FinancialFreedom

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.

In this thought-provoking episode of The 7th Cents Podcast, Mike Macklin and Coach R.L. Simmons challenge one of the most widely accepted personal finance rules: Do emergency funds actually help—or do they keep us stuck in a scarcity mindset?

They dig into:
💸 The psychology behind saving for “just in case”
🧠 How fear-based financial advice can block abundance
🏦 When emergency funds are wise—and when they’re limiting
🧾 The difference between being prepared and being paralyzed
📈 How to build a mindset of growth, not lack

If you’ve ever felt like your money is just sitting still “just in case,” this episode will help you shift from survival mode to wealth mode.

👉 Watch, subscribe, and drop your thoughts below:
Is your emergency fund empowering or holding you back?
#7thCentsPodcast #EmergencyFund #ScarcityMindset #MoneyPsychology #AbundanceOverFear #FinancialFreedom #MoneyMindset

Support the show

Follow Coach R.L. on all Social Platforms @coachrlsimmons and don't forget, Change Your Mind, Change Your Money, Change Your Life.