Welcome back everyone. Today we're diving into the part of the Budget that barely got any airtime but massively impacts landlords: inheritance, pensions, and long-term planning.

From 2027, unused pensions will now be hit with inheritance tax. And from 2031, the freeze on inheritance tax thresholds ends, which sounds good but actually creates a bit of a ticking time bomb for landlords with growing portfolios.

So, to make sense of it all, we've brought in an estate planner who deals with this stuff every single day. We'll run through the key Budget changes, bust a load of myths landlords still believe, and look at some real-life scenarios that catch people out.

If you're a landlord with a portfolio, a pension, or a family you don't want to leave a tax mess this one's absolutely worth a listen

In this episode, we break down how the 2025 Budget changes the landscape for landlord inheritance planning, especially with new rules around pensions and frozen tax thresholds.

We cover:

• Inheritance Tax being charged on unused pensions from 2027
• The freeze on IHT thresholds ending in 2031 and what it really means
• How frozen income tax thresholds affect lifetime gifting
• The impact of rising savings tax on inheritance planning
• Why limited companies don't protect you from inheritance tax
• Common landlord mistakes with wills, gifting, trusts and company shares
• Real scenarios showing how the new rules play out

If you're a landlord and you haven't reviewed your will or inheritance plan since the Budget, this episode could save your family a huge amount of tax and stress later on.

Get in touch with Jamie

Website: https://soteriaplanning.uk/agent-profile/jamie-shepherd

Email: jshepherd@soteriaplanning.uk

Phone Number: 07787 410 958

Connect on LinkedIn: https://www.linkedin.com/in/jamie-shepherd-754732141/

Read Soteria Planning's Guide to writing a will:

https://online.flipbuilder.com/mwcp/lbvf/

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After weeks of confusion, headlines, and half-baked social media takes… what does the 2025 Budget actually mean for landlords and their mortgages?

In this episode, we sit down with Tom from Mortgage Tribe to cut through the noise and break down how the Chancellor's announcements really impact borrowing, affordability, tax planning, and long-term strategy.

Frozen tax thresholds. Rising property income tax. Higher dividend tax for company landlords. Savings tax changes. It's a lot but this episode makes it simple.

If you're a landlord with remortgages coming up, thinking about incorporating, or just trying to work out what this Budget means for your cashflow, this one is essential listening.

We cover:

• What frozen income tax thresholds until 2031 mean for landlord affordability

• How the 2027 rise in property income tax affects cashflow and remortgaging

• Dividend tax increases for limited company landlords

• Savings tax rises and how that impacts deposit planning

• The biggest myths landlords still believe about rates, affordability and limited companies

• Real-life landlord scenarios and how Tom would approach them

Whether you're a portfolio landlord, just getting started, or planning a refinance, this episode clears up the confusion and gives you the clarity you actually need.

Contact Tom:
Email: tom@mortgagetribe.co.uk
Website: www.mortgagetribe.co.uk

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• The major 2025 Budget tax rumours affecting landlords
• Possible changes to council tax, NI, capital gains tax, and annual property levies
• How these reforms could impact yields, holding costs, and rents
• What investors should be doing now to prepare
• How politics might shape the final outcome

This week we're breaking down the brand-new Renters' Rights Act, the biggest shake-up to renting in decades.

We'll explain what it means for landlords, when it's coming in, and how to avoid the new penalties. From rent bidding bans and the end of fixed terms to pet requests, upfront rent rules, and £40,000 fines, this episode covers the lot.

If you own or manage a rental property, you can't afford to miss this

In this episode:

The Renters' Rights Act 2025 is now law, and it completely changes the game for landlords, letting agents, and tenants.

We unpack every key change you need to know about, including:

• The end of Section 21 and fixed-term ASTs
• New open-ended periodic tenancies
• Rent increases limited to once a year (and challengeable)
• The ban on large upfront rent payments
• Landlord database & redress scheme (compulsory registration)
• Pet requests – what counts as a "reasonable refusal"
• New anti-discrimination rules (no more "no DSS" or "no kids")
• The Decent Homes Standard & Awaab's Law rollout
• £7k–£40k fines, stronger council powers, and rent repayment orders
• Updated notice periods for all grounds of possession
• The real timeline – when each rule takes effect

Whether you're a hands-on landlord, managing agent, or investor this episode tells you exactly what to prepare for before April 2026.

Landlords don't get caught out by the Renters' Rights Act.

Listen Now Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

This episode is sponsored by Survey Network, Bridging the Gap Between You and the Professionals

www.survey-network.co.uk

Follow the show now so you don't miss our next breakdown on how to stay compliant, profitable, and ahead of the new rules.

If you found this episode useful, share it with another landlord or property professional and leave us a quick rating or review on Spotify or Apple Podcasts.

It helps more landlords find the show, and it keeps us bringing you the updates that actually matter

Everyone's asking the same question right now, is it a good time to buy property?

In this episode, we're cutting through the noise with a clear market update for investors.

We'll show you why opportunity exists even in uncertain times, how debt can be a powerful tool instead of a trap, and the big mistake landlords make when they overpay their mortgages instead of using equity to grow their portfolio. If you want to understand where the market's heading, and how to make smart moves that build long-term wealth, you don't want to miss this one.

Is now a good time to buy? With rising rates, inflation pressures, and plenty of uncertainty, many landlords and property investors are sitting on the fence. But here's the truth: the smartest investors are still buying and here's why.

In this episode, we deliver a practical market update for landlords and property investors. We'll explain why timing matters less than strategy, how to use debt as a tool for growth, and why overpaying your mortgage could actually be slowing you down.

🔑 What you'll learn in this episode:

• The current state of the property market and what it means for investors
• Why good debt is an investor's best friend (and how to avoid the bad kind)
• Overpaying vs releasing equity, which builds real long-term wealth?
• The smart way to leverage your mortgage for portfolio growth
• Why waiting for the 'perfect time to buy' could cost you opportunities

If you're a landlord or property investor wondering what your next move should be, this episode will give you the clarity and confidence you need.

👉 Tune in now to rethink debt, spot the opportunities in today's market, and make smarter property investment decisions.

Listen Now Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

This episode is sponsored by avocado property, putting people before property, delivering an experience so good, you'd even recommend them to your Mum!

https://avocadopropertyagents.co.uk

Don't forget to subscribe for more straight-talking insights for landlords and property investors.

Most landlords step into property believing it'll bring them passive income.

But the reality? For many, it's just another full-time job with late-night tenant calls, endless compliance, and unexpected costs.

In today's episode, we're unpacking The Landlord Success Triangle time, money, and freedom. Because real success as a landlord isn't about chasing yield or maximising rent, it's about striking the right balance that gives you profit and peace of mind.

We'll challenge how you look at income versus capital growth, why self-management might be costing you more than it saves, and the one question every landlord needs to ask: what's the point of profit if you've lost your freedom? Stick around because this episode might just change the way you think about being a landlord.

Being a landlord isn't just about rent coming in each month. Too many landlords fall into the trap of thinking property equals passive income when it often becomes a second job. In this episode, we break down the three pillars of landlord success and reveal why balancing time, money, and freedom is the real key to winning in property.

What you'll learn in this episode:

• Why chasing yield can backfire once you factor in voids, tax, repairs, and compliance
• The £200 per month vs 10 years of capital growth debate, what's really worth more?
• How much self-managing actually costs when you put a value on your own time
• The hidden reason so many landlords lose the freedom they were chasing in the first place
• A quick self-assessment to discover where you're weakest: time, money, or freedom

Whether you're a seasoned investor or just starting out, this episode will challenge how you measure success in property.

Listen now to rethink your landlord journey and discover how to build a property business that gives you more than just profit.

Listen Now Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

Don't forget to subscribe for more straight-talking insights for landlords and property investors.

For years, buy-to-let was the UK's favourite investment.

But with higher taxes and tougher rules, some say it's finished.

At the same time, stocks and shares have been booming.

So today, we're putting them head-to-head: income, growth, costs, effort, and flexibility. No jargon, just the facts.

Is buy-to-let still worth it, or should landlords be moving money into stocks and shares?

In this episode we put property and equities side by side:

* Rental yields vs dividends

* House prices vs stock market growth

* Buy-to-let deposits vs £100 in an ISA

* Tenant management vs passive investing

* Property vs shares when you need to cash out

A simple guide for landlords, investors, and anyone asking: "Is buy-to-let dead in 2025?"

Listen Now

Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

Don't forget to subscribe for more straight-talking insights for landlords and property investors.

Landlords, brace yourselves the government's latest move could cost you an extra £885 per property in London and £722 elsewhere.

Yes, we're talking about National Insurance on rental income.

In this episode of The Investor's Corner Podcast, we cut through the noise to explain:

• The £2bn tax grab — and what it really means per property
• How NI could push rents up by £1,000 a year
• Why smaller landlords are most exposed
• The big question: absorb it, pass it on, or sell up?

Short, sharp, and straight to the point, everything UK landlords and property investors need to know right now.

This episode is sponsored by Survey Network Bridging the Gap Between You and the Professionals - https://www.survey-network.co.uk

Listen Now

Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a

Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

Don't forget to subscribe for more straight-talking insights for landlords and property investors.