Risk isn’t just about numbers - it’s about behavior. In this episode of the LEGACY Pregame Podcast, Marcella and Mark break down the critical difference between risk tolerance (your emotional comfort with uncertainty) and risk capacity (your actual ability to withstand it). Drawing on real client stories, behavioral finance research, and their own coaching insights, they reveal why most first-gen wealth builders confuse the two and how that confusion leads to stress, self-sabotage, and missed opportunities.

Discover how to:

• Recognize the emotional triggers behind your risk decisions

• Align your tolerance with your true financial capacity

• Use the LEGACY Pregame Framework to create resilience, confidence, and peace of mind

Because risk doesn’t have to derail your wealth - it can become a guardrail that protects your legacy.

Download your free LEGACY Clarity Workbook at LEGACYPregamePodcast.com

In this eye-opening episode, we expose the psychological traps that can quietly sabotage even the savviest investors. From overconfidence to confirmation bias, they break down the four most common investor biases impacting first-generation high-income earners — and how those unchecked emotional decisions can unravel years of wealth-building.

You’ll hear:

• A powerful real-life story of a client ready to go "all-in" on crypto and how reframing saved his legacy.

• The danger of relying on gut feelings instead of evidence-based decisions.

• How the 4 R’s (Recognize, Reflect, Reframe, Respond) can become your toolset for financial clarity.

• How these investor biases affect every part of the L.E.G.A.C.Y. Framework - from your Legacy Lens to Your Next Move.

Take the next step: Download the free LEGACY Clarity Workbook at LEGACYPregamePodcast.com Share this episode with someone who needs to stop leading with fear—and start leading with wisdom.

Are you building a business for revenue or for profit?

In this episode of the LEGACY Pregame Podcast, host Marcella Mollon-Williams sits down with Dr. Ranelli Williams, CPA - Profit First Professional, CFO, and co-founder of ERJ Services to explore how emerging millionaires can stop chasing revenue and start mastering cashflow, profitability, and stewardship.

Dr. Williams shares:

• Why profit must come before expenses (Profit First approach)

• The 3 drivers of healthy cashflow for scaling entrepreneurs

• How stewardship principles anchor wealth building and legacy

If you’re a first-generation entrepreneur ready to scale sustainably, this conversation will challenge your money mindset, sharpen your financial strategy, and inspire you to build a business that truly serves your life and legacy.

Subscribe now and download your free Legacy Clarity Workbook at www.legacypregamepodcast.com.

What happens when you inherit a legacy but dream of more? In this powerful episode, Marcella sits down with second-generation business owner Natajia Miller, who shares how she honored her parents’ vision while boldly reshaping their family resort in The Bahamas into a global destination for purpose-driven retreats.

From navigating cultural expectations to living abroad in Dubai and China, Natajia reveals the pivotal mindset shifts that helped her align legacy with leadership and rest with results. If you’re a first-gen or next-gen legacy builder looking for inspiration on how to lead with vision, this one’s for you.

Topics we cover:

• The emotional journey of becoming a second-gen business owner

• How cultural exploration shaped her leadership style

• Why rest is a business strategy

• Turning inherited responsibilities into purposeful impact

Family wealth should be a blessing - but without clear boundaries, it can quickly become the source of drama, conflict, and even heartbreak. In this episode of the LEGACY Pregame Podcast, we share one of our most difficult client stories — a nine-figure settlement that nearly tore a family apart. We unpack why 70% of wealth is lost by the second generation and how unhealed trauma, poor communication, and fuzzy boundaries sabotage legacies. You’ll also hear insights from Tyler Perry’s powerful perspective on family, money, and accountability — including why he believes “I want to help you build, not be welfare to you.”

Listen in to learn how to:

• Set boundaries that protect your wealth and peace

• Host meaningful family conversations without the drama

• Decide who truly belongs “on the boat” of your legacy journey

Ready to build a drama-free legacy?

Download your free LEGACY Clarity Workbook at LEGACYPregamePodcast.com and move from reflection to strategy.

Estate planning isn’t just about legal documents - it’s about protecting your values, your voice, and your loved ones. In this episode, I’m joined by Elsa W. Smith, an Afro-Cuban estate planning attorney serving Maryland and DC, for an honest conversation on the realities first-generation wealth builders face when preparing their legacy.

Elsa shares why planning should start at age 18, how to keep your plan evolving as life changes, and the emotional and cultural barriers that often stop people from taking action. We also explore the role of communication in avoiding family conflicts, and why social media “advice” isn’t enough when it comes to your financial future.

Whether you’re just beginning your wealth-building journey or managing a growing portfolio, this episode will help you approach estate planning with clarity, compassion, and confidence.

Download your free L.E.G.A.C.Y. Clarity Workbook: www.LEGACYPregamePodcast.com

Contact us for information on how we can work together.

Email - Info@legacybuildergroup.com

----------------------------------------------------

Contact Elsa W. Smith’s law firm for a complimentary 15-minute assessment call.

Special Offer: Schedule a full consultation within 14 days of this episode airing and mention the LEGACY Pregame Podcast to receive a $100 credit toward a protection plan.

Connect with Elsa: https://www.elsawsmithlaw.com

(Linktree): https://linktr.ee/elsawsmithlaw

LinkedIn: https://www.linkedin.com/in/elsawsmithlaw/

YouTube: https://www.youtube.com/@ElsaWSmithLaw

Apple Podcasts: https://podcasts.apple.com/us/podcast/wills-women-wealth-podcast-with-attorney-elsa-w-smith/id1664612752

Spotify: https://open.spotify.com/show/01fGMA9t2FyTICHlgkf8G8

Financial literacy tells you what to do with your money. Financial intelligence helps you actually do it, especially when your emotions get in the way.

In this episode of the LEGACY Pregame Podcast, Marcella and Mark share the powerful story of Lauren and David, a high-income couple who looked financially stable but were crumbling behind the scenes. Their issue wasn’t a lack of money - it was emotional misalignment, trust issues, and conflicting money behaviors rooted in fear and scarcity.

Tune in to learn:

• The key difference between financial literacy and financial intelligence

• How emotional spending and financial anxiety show up in relationships

• Why identifying your core values is the first step to healthy money decisions

• A 3-part money practice you can start using today: Pause, Process, Practice

• How couples (or individuals) can create a purpose-driven capital strategy

Whether you’re married, single, or managing money with loved ones, this episode will stretch your thinking and help you move from stress to strategy.

Download your free L.E.G.A.C.Y. Clarity Workbook: www.LEGACYPregamePodcast.com

Contact us for information on how we can work together.

Email - Info@legacybuildergroup.com

Queenie Donaldson didn’t plan on Hollywood—Hollywood found her. In this episode, she shares how her path from psychology and teaching led to building a 25-year legacy as one of the most respected dealmakers in the entertainment industry.

From surviving industry volatility to redefining legacy outside the traditional family structure, Queenie opens up about mentorship, boundaries, money mindset, and what it takes to lead with integrity in a high-stakes world.

Whether you're a first-gen entrepreneur, creative, or legacy builder with no blueprint—you’ll walk away empowered.

Download the free LEGACY Clarity Workbook at LEGACYPregamePodcast.com

----------------------------------------------------

Connect with Queenie:

www.queensentertainmentgroup.com

Linkedin.com/in/queeniedonaldson

https://linktr.ee/qeginc