Welcome back to the Money Maverick Podcast!

It has been a while since our last episode, and in this update Tim shares what has been happening behind the scenes, the major projects completed in 2025, and why 2026 is shaping up to be an incredible year.

Tim took a purposeful pause from the podcast to focus on creating new financial education programs, publishing his first book, and completing several personal goals such as running a 5K and finishing a sprint triathlon.

This episode recaps the growth, creativity, and momentum that came from the break and gives you a look at what is coming next.

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Highlights from This Episode

Financial Principles for Life: Free Course

Tim partnered with financial mentor Kyle J. Christensen to create a principles-based program that introduces beginners and young adults to the foundational truths of money. Tim has been teaching the first several cohorts through Unique Advantage. Visit www.uniqueadvantage.biz/financial-principles-for-life

Money Relearned and the Foundation of Money Course

Tim worked with Tony Child to co-create a mind-shifting six-week course that focuses on money mindset, identifying false beliefs, and learning to think like a maverick.

The next course begins January 6th.

Learn more at moneyrelearned.com

New Book: The Maverick’s Guide to Wealth and Freedom

Tim’s first book explains why the traditional financial system has failed many people and how to pursue financial freedom using the correct principles.

Available now at money-maverick.com

Amazon and Kindle release coming next year.

Personal Milestones

• Finished his first 5K and placed on the podium for his age group

• Completed his first sprint triathlon in Southern Utah

• Reflects on the power of mentorship and pushing through mental barriers

What is Coming in 2026

Tim gives a preview of the guests who will join the show this year. Listeners can expect impactful conversations related to finance, mindset, health, and personal growth.

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Episode Summary

Tim shares what he has been working on during the podcast break. This includes developing financial courses, launching a new company, publishing a book, and accomplishing meaningful physical and mental goals. He also encourages listeners to make 2026 a year filled with growth in financial awareness, mindset, and overall personal development. The upcoming guest lineup is designed to uplift and support you in every area of life.

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Connect with Tim

• Learn about the courses: moneyrelearned.com

• Get the book: money-maverick.com

• Reach out anytime if you want to talk about the triathlon journey or any of the programs mentioned in this episode: timturley.com

In this episode, Tim Turley and Kyle J. Christensen discuss the difference between financial freedom and retirement. They highlight the importance of semantics and the meaning of words when it comes to money. They also question the validity of the $1.45 million retirement goal that is often mentioned in financial planning articles. The conversation emphasizes the need for financial freedom, which is defined as having income from assets that is sufficient to maintain or exceed one's chosen lifestyle. They discuss the importance of investing in one's own business and real estate, as well as the value of education and mentorship.

Takeaways

The traditional approach to retirement planning has been a failure, with the majority of retirees not achieving financial freedom.

Financial freedom should be the goal, not retirement. It is defined as having income from assets that can maintain or exceed one's chosen lifestyle.

Investing in real assets, such as business and real estate, is key to achieving financial freedom.

Financial education and continuous learning are essential for making wise investment decisions.

Saving money in liquid, guaranteed, and accessible accounts is important for seizing investment opportunities.

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Summary

Dr. Roderick Miller shares his journey of building wealth by practicing true financial principles in his dental practice. He emphasizes the importance of patience, correct principles, and managing money in a positive and patient way. Dr. Miller started his practice with one chair and gradually expanded by reinvesting his cash flow into the business. He focused on providing excellent service to his patients and creating a good system in his practice. He also shared his approach to paying off student loans and managing personal finances.

Takeaways

• Practicing true financial principles and managing money in a positive and patient way can lead to wealth creation.
• Reinvesting cash flow into a business and focusing on providing excellent service can lead to business expansion and success.
• Paying off student loans and managing personal finances require discipline and delayed gratification.
• Creating a good system and having a mentor can contribute to the success of a business.

Michael North, owner of Schooley Mitchell franchise in Utah, joins Tim Turley on the Money Maverick podcast to discuss how his company helps business owners analyze their expenses and find cost-saving solutions. Schooley Mitchell conducts audits of various expense categories, such as telecommunications, shipping, and subscriptions, to identify overspending and billing errors. On average, they are able to find 28% savings for businesses, with some cases reaching up to 60% savings. The company provides objective recommendations and acts as a point of contact to implement changes with vendors. Their compensation structure is based on a percentage of the savings, ensuring a win-win situation for the business owners. Michael shares a case scenario where they helped a countertop and cabinetry business find a more cost-effective e-signature solution, saving them up to 70% compared to popular options like DocuSign. The maverick tip of the day is for business owners to work on their business rather than in their business, allowing them to step outside and evaluate what's working and what's not. Listeners can contact Michael North through the Schooley Mitchell website or by calling their toll-free number.

Phone #: 385-339-0008

Website

Takeaways

• Schooley Mitchell helps business owners analyze expenses and find cost-saving solutions.
• They conduct audits of various expense categories and identify overspending and billing errors.
• On average, they find 28% savings for businesses, with some cases reaching up to 60% savings.
• Schooley Mitchell provides objective recommendations and acts as a point of contact to implement changes with vendors.
• Their compensation structure is based on a percentage of the savings, ensuring a win-win situation for the business owners.
• A case scenario is shared where they helped a countertop and cabinetry business find a more cost-effective e-signature solution, saving them up to 70% compared to popular options like DocuSign.
• The maverick tip of the day is for business owners to work on their business rather than in their business, allowing them to step outside and evaluate what's working and what's not.

In our latest interview, Tim sits down with Mary Crafts, the podcast host of Crafting a Meaningful Life, to discuss the overlooked realm of money & finance. Tim emphasizes principle-based financial planning over traditional methods, stressing integrity, loyalty, and service. They address topics like the unpredictability of markets, the importance of saving, and the need for women to be financially informed. Tim shares practical advice for financial independence, whether you're just starting out or already deep into your career. Essential listening for anyone looking to align their financial choices with their core values.

Key Takeaways:

Principle-Based Financial Planning: Tim Turley advocates for a financial approach rooted in strong life principles such as integrity, loyalty, and service, making financial decisions predictable and stable.

• Pay Yourself First: Emphasizing the principle of saving at least 15% of your gross income before making any investments to build a secure financial foundation.
• Unexpected Life Events: The importance of maximum protection through insurance and having six months to a year's worth of income saved in accessible, guaranteed places.
• Women and Financial Literacy: The critical need for women to be involved in financial planning, understanding finances, and even having personal savings or a side income, especially in cases of divorce, disability, or death of a spouse.
• Customized Financial Freedom: Financial freedom isn't about retirement but having enough passive income to support the lifestyle you want, achieved through principles rather than unreliable market predictions.

What is the current state of the economy as of April 2024?

In this episode of the Money Maverick podcast, we cover:

• How the US dollar has lost 25% of its purchasing power since January 2020, leading to increased costs for everyday items.
• Why a significant number of college graduates are working high school level jobs, indicating a lack of value in certain degrees and a need for a more practical skill set.
• Why home prices are rising faster than wages, making it difficult for young people to afford homeownership.
• Traditional financial advice that promotes investing in the stock market and relying on compounding interest may not guarantee a respectable retirement.
• Why financial discipline and education are crucial for making sound money decisions and securing a stable financial future.

Be sure to subscribe to the podcast for the latest interviews and updates.

This is part one of a multi-series where we interview two rockstars from Elevated Worldwide, a business coaching and consulting firm. In this episode, Tim Turley interviews guest Sylvia Monsivais about the obstacles that prevent people from becoming financially free and the importance of mentorship and coaching in personal growth. The conversation then delves into the mindset shifts required to achieve financial freedom, including the belief in a friendly universe and the power of people in reaching goals. Sylvia emphasizes the need to step out of one's comfort zone and take action to overcome fear and anxiety. To learn more about Elevated Worldwide, visit www.tonychild.com Subscribe to the channel to stay updated on the lates episodes and new content!

In this episode, Tim Turley interviews Annie Monson, the owner of Anodyne of Utah Valley, a health and wellness clinic. They discuss the correlation between health and finances, and how optimal health can lead to financial freedom. Annie shares her personal health journey and the importance of taking care of one's body and brain. They also touch on the traditional approach to health and the influence of Big Pharma. The episode concludes with Annie offering a practical tip for listeners to improve their health. Takeaways Optimal health can lead to financial freedom and improved productivity. The traditional approach to health and wellness often focuses on prescriptions and quick fixes. Diversifying assets and investing in oneself are key to financial success. Accountability and guidance are crucial in achieving optimal health. Taking the first step towards better health can start with a free consultation. Chapters 00:00 Introduction and Background 02:58 Annie's Health Transitions and Starting the Clinic 08:10 The Relationship Between Health and Finances 14:07 Diversifying Assets and Investing in Yourself 23:07 The Impact of Optimal Health on Finances 25:12 Contacting Annie and Taking the First Step Contact Annie @ https://www.anodyneofutahvalley.com/