Retirement today looks nothing like it did for your parents. Longer lifespans, expensive lifestyles and disappearing pensions mean you need a smarter strategy to stay retired, not just retire.Call 601-THE-FARM or visit https://MyIncomePlan.com to schedule your complimentary farm fresh second opinion and download your retirement income guide.If you grew up watching your parents retire with a gold watch, a pension and a quiet life on the porch, today’s version of retirement can feel like a different world. In Southwest Florida especially, retirees are traveling more, living more dynamically and spending more than any generation before them. At the same time, fewer people have pensions, 401(k)s are often mismanaged, and market volatility, inflation and rising healthcare costs all put pressure on your nest egg.On this episode of Farm Truck Financial, Eric Kearney, president of Retirement Wealth Advisors, and investment advisor representative Joseph Lanza break down the new reality of retirement. They talk about how we learned money habits from our parents, why that old advice doesn’t always work today, and what it really takes to turn a pile of savings into sustainable income for 25–30 years or more.You’ll hear stories about real clients discovering the difference between being a saver and being an investor, why rate of return still matters in retirement, and how longevity risk, inflation and taxes work together to erode your purchasing power if you’re not prepared. Eric and Joseph also dig into the emotional side of money: procrastination, fear of missing out (FOMO), and how the media and “Randy down the street” can push investors into bad decisions.