Épisodes

  • HMRC Connect AI Audit

    HMRC Connect AI Audit
    Nov 18 2025
    Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ HMRC is cracking down harder. They are hiring 1000s more staff and using AI tools and data mining in their investigations, which is catching a lot of property professionals out. Today, Sean deep dives into the subject, so you don't have to. He explains what HMRC¨s new surveillance system is, how it is going to potentially impact your business, and what you can do in your business to survive the onslaught and thrive. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS HMRC is massively stepping up their game. HMRC´s Connect system scans everything—your property deals, bank moves, whether you drive an expensive car, even your socials. The era of low scrutiny is over. Assume HMRC sees it all. People are getting caught - particularly property investors. Sean shares several eye-watering real-world examples. Audit yourself before HMRC does. Digitize everything and keep your accounts clean. The system already knows, hiding it doesn't make it invisible. It just makes it suspicious, and you'll receive a larger penalty when the Connect system finds out. The smart property professional adapts and keeps growing. They know that tax follows profit and profit follows structure. BEST MOMENTS "HMRC are cracking down even harder on monitoring our income." "(HMRC Connect) can cross-check your income with your lifestyle, your mortgage, your company filings, your personal bank accounts. You can't outsmart it." "Property investors, we're the easiest targets. Why? Because we leave footprints everywhere, every deal, every mortgage, every tenancy. There's nowhere to hide." EPISODE RESOURCES SSAS episode - https://podcasts.apple.com/gb/podcast/how-to-find-new-sources-of-money-for-your-property/id1176574597?i=1000732731927 UK rent prices - https://podcasts.apple.com/gb/podcast/the-harsh-truth-about-uk-rent-prices-in-2025/id1176574597?i=1000725621585 VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    12 min
  • 25 Years As An Estate Agent—Then Progressive Showed Vito How To Become Worth Millions In Under 5 Years

    25 Years As An Estate Agent—Then Progressive Showed Vito How To Become Worth Millions In Under 5 Years
    Nov 11 2025
    Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf Vito’s story proves how powerful Progressive Property’s training is. After 25 years as an estate agent, Vito realised he actually knew nothing about property. With Progressive he discovered creative investment strategies, tripled his property deals in just five years, and bounced back from major setbacks with the help of mentorship from Kevin McDonald and the Progressive team. Now a thriving investor and mentor himself, Vito reveals how anyone can transform their results—when they take action and follow the right guidance. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS · You can spend decades in property and still miss the real opportunities, until someone shows you a better way - like Progressive did for Vito. · Being your own boss isn’t enough to gain financial and personal freedom. You need to learn how to build lasting wealth which is what Progressive teaches. · Guidance from experts who were still doing what they taught, coupled with accountability and the support of his mentor, helped Vito work through setbacks, doubt, and industry upheaval. · Vito learned more in 5 years than in had in his previous 25 years of working in property. Using deal packaging, vendor finance, lease options, and exchange with delayed completion, he recovered all his losses and is now doing deals worth millions. · Anyone can do deal packaging and do it from anywhere. BEST MOMENTS “I’ve only learned how to do property investing properly in the last 5 years - when I joined Progressive." “These are some of the deals that I've actually now done in 5 years - I'd never done any of them in 25 or 30 years.” “You can do deal packaging from absolutely anywhere.” "Take a leap of faith … get trained properly, get mentored properly - then just do it.” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    21 min
  • 5 Ways To Add Value To a Property

    5 Ways To Add Value To a Property
    Oct 13 2025
    https://www.progressiveproperty.co.uk/raf/ One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities. BEST MOMENTS “Nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    17 min
  • Unlocking The Hidden Patterns Behind Successful Property Deals with Guillaume Black

    Unlocking The Hidden Patterns Behind Successful Property Deals with Guillaume Black
    Sep 30 2025
    https://www.progressiveproperty.co.uk/raf/ What if everything you know about finding property deals is wrong? Today, Sean talks to a man who actively breaks the systems you already know and likely use. Guillaume Black is a property investor who got so frustrated searching for deals that he sat down and analysed 1000s of them and uncovered the hidden patterns. He then built an app called Property Finder to supercharge the process of uncovering viable deals that are normally missed. Guillaume and Sean discuss how to boost your income through property, how to stop wasting your time on dead-end deals, and streamline your deal finding process. KEY TAKEAWAYS Focus on motivated sellers to increase the likelihood of securing favourable deals. Build a consistent lead generation system rather than relying on random or scattergun approaches. Momentum matters. Don´t assume the seller will say no. Make your offer and let them say yes or no. Don´t get emotionally attached to individual properties, always prioritise your bottom line. Learn from the wider property community through events, podcasts and networking. Use the right tools. Guillaume explains how his app, that is Progressive approved, works. Ignore the asking price and focus on offers that work for your numbers. Explore creative deal structures e.g. assisted sales and flips. Continually educate yourself and adapt. BEST MOMENTS “There are people out there with money that want to get their money working, and they're looking for you.” “Building bridges, connections with contacts, with people, growing a network. Once those foundations are laid, all of a sudden the deals start happening." "It´s easy, but it´s not simple. You need to be consistent." “People do have the stickability to make it happen. It's just that they make it happen for somebody else instead of for themselves.” “Deals are made, not found.” EPISODE RESOURCES https://property-filter.co.uk https://www.amazon.co.uk/Go-No-Yes-Destination-There/dp/B00LNI1RUU VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    41 min
  • Two Months to Profit, Four Months to Six Properties: Rob’s No Money Down Property Journey

    Two Months to Profit, Four Months to Six Properties: Rob’s No Money Down Property Journey
    Sep 23 2025
    https://www.progressiveproperty.co.uk/raf/ Rob Caswell’s journey demonstrates the rapid results possible through Progressive Property’s training. In just two months after starting, he began profiting from his property investment. Within four months, he had a portfolio of six profitable properties. All achieved by working with Kevin and the No Money Down team, taking action and sticking to the plan. If you want to see how to do the same, listen in. KEY TAKEAWAYS Working for someone else means you are working hard to build someone else`s dream. You are not in control, which is soul destroying. Instead, work for yourself, and don´t give up until you succeed. The mentorship, community, and accountability provided by Progressive were crucial in overcoming self-doubt and external negativity. This enabled Rob to stay motivated and focused. Working full time does not mean you can´t profit from property. Rob started while working. The methods Progressive teaches work just as well for absolute beginners who still need a job to pay their bills as they do for seasoned investors looking for new ways to profit. Rob successfully implemented several strategies including: no money down purchases, rent-to-rent, purchase lease options and direct-to-vendor marketing methods. As Progressive develops new methods, he plans to implement those, too. You don´t need money to get started or a lot of spare time. BEST MOMENTS “My first deal was literally, absolutely no money down.” “I used the tenant's money - the first month's rent - to pay for the furnishings.” "There are so many deals out there." “You are around people, watching these deals happen around the table in front of you right at the start of your mentorship.” "Get started. Put your best foot forward. The answer is yes. Figure it out later." "Get some training. First and foremost, don’t walk into it blind, get a mentor. The mentor is absolutely key." EPISODE RESOURCES https://www.amazon.co.uk/Money-Know-More-Make-More/dp/B0721R2QZP VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    25 min
  • Seismic Shifts in UK Property Taxes : Stamp Duty, Capital Gains, and More Dissected

    Seismic Shifts in UK Property Taxes : Stamp Duty, Capital Gains, and More Dissected
    Sep 16 2025
    https://www.progressiveproperty.co.uk/raf/ Your property portfolio is facing its biggest threat in a decade, and it's coming directly from the government. Today, Sean talks to Kevin McDonnell, who teaches 1000s of property professionals how to protect and grow their portfolios. He's a seasoned investor who's dissecting the government's next potential moves on property tax. Kevin and Sean break down the proposed seismic shifts in stamp duty and what they mean for you and your next purchase, the potential overhaul of capital gains tax and the rumoured new annual tax for property owners that could impact your cash flow. Stay tuned to the end as Kevin reveals the hidden opportunity and the surprising upside for savvy investors. KEY TAKEAWAYS The changes will lead to seismic changes especially if they eliminate stamp duty and introduce a National Property tax. Including the prices of cheapest properties soaring, so get in early. Be alert to opportunities created by market fear and uncertainty. When others are hesitant, there are bargains to be found. Understand all of the proposed changes : Stamp Duty, Capital Gains, National Property Tax and National Insurance for Landlords. Surround yourself with knowledgeable people and experts that can help you make informed decisions and rework your strategies. Attend educational events, such as Progressive´s free "Multiple Streams of Property Income" event to learn how to protect and grow your portfolio in a changing tax environment. Investigate the possibility of purchasing investment properties through limited companies. This could mitigate the impact of new taxes that target personally owned buy-to-lets. Consider buying before the proposed changes take effect. Focus on long-term strategies rather than short-term gains. BEST MOMENTS "It's all about having the knowledge and the people around you that will teach you how to do this stuff right." "We're running a Multiple free Streams of Property Income event soon. It's specifically around the things that are happening now … Come and learn about how to protect themselves when this stuff happens." "Get those cheap properties snapped up….Whilst this window is open, it's time to make hay." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    28 min
  • The Harsh Truth About UK Rent Prices in 2025

    The Harsh Truth About UK Rent Prices in 2025
    Sep 9 2025
    https://www.progressiveproperty.co.uk/raf/ Right now, the UK property market is in the middle of a serious storm and whether you're a landlord or a tenant, it's about to get a whole lot worse for those who don't have the right knowledge. So make sure you stick around till the end of the episode to find out exactly how you can not only weather this storm but turn it into the opportunity of a lifetime. Sean explains how we got into such a mess, why The Renters Bill will make rents increase further, and most importantly how to turn that impending crisis into an opportunity that will benefit both you and your tenants. KEY TAKEAWAYS Despite the challenges, there are significant opportunities for savvy property investors willing to learn new strategies and navigate the changing landscape. · Government policies, e.g. Section 24 and the tenant fee ban, combined with higher overheads squeezed small landlords, forcing them to raise rents or leave the market. · The new Renter’s Rights Bill is designed to protect tenants, but it is also likely to push rents higher. Landlords will not be able to absorb all of the costs related to compliance. · Abolishing “no fault” evictions is making renting riskier for property owners, so many are leaving the market. · You can step in and buy as landlords leave the market and apply the new strategies that you learn from Progressive to create win-win deals. · Increasing the number of responsible landlords is key to balancing the market and easing rent pressures for tenants. BEST MOMENTS “Since 2010 rental prices have shot up by 90% across the country. This is totally unprecedented.” “It's a huge opportunity coming up right now. If you're not in, you can't win.” “If we can bring rent down by increasing supply, by increasing the number of landlords, then we create win-win situations for everyone.” “You can learn these strategies at Progressive property trainings. Once you know what you're doing and you know how to navigate that bill (Renter´s Rights), you can set up your properties and do win-win deals.” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    19 min
  • From Tradesperson to £Million Property Deals with Matt Hawes

    From Tradesperson to £Million Property Deals with Matt Hawes
    Sep 2 2025
    https://www.progressiveproperty.co.uk/raf/ From carpenter to property developer. Matt Hawes shares how he transformed his mindset and life through Progressive Property’s education and community. After years of building for others and being held back from becoming a developer by a lack of finances, Matt solved the problem. Progressive taught him creative strategies, such as vendor financing, assisted sales, and the buy-refurbish-refinance method. He reveals how these no-money-down and money recycling financing techniques—and the support of the Progressive network—helped him raise £500,000 from an investor, complete major developments, and continue to unlock new opportunities. KEY TAKEAWAYS For years, Matt worked on the tools before securing a construction project management degree and managing massive projects. Yet, he still could not make property development work for him. What he learned with Progressive and the connections he made via them is what ultimately enabled him to succeed. Matt talks about 10 of the financing and property development methods Progressive taught him. He shares which ones are currently working best for him and exactly how he uses them. Mentorship, networking, and being open to new property development strategies are key for success. All of which Matt gets with Progressive. BEST MOMENTS "I've taken a £500,000 building and made it worth the best part of a million." "Vendor finance - it's a crazy concept where the person selling your house could actually lend you some of the money to buy the house." “The finance was holding me back. After coming to Progressive and learning a bit about raising finance, I managed to raise half a million pounds on one of the first phone calls.” "I really liked it when I found Progressive, it just felt a lot more like a family. More like a cohesive network." “If you're someone who doesn't have the funds, you can come to a place like Progressive, learn how to meet and speak to investors, network with people and joint venture with them.” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Investing talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    20 min