When Bryce and Ben first teamed up, they realised that successful property investing isn’t a one-time event... it’s a repeatable process.

In this bonus episode, they revisit the five-step framework they created to help investors build sustainable portfolios. They also unpack one of the biggest traps in property investing and explain why headlines and hype often lead to “Frankenstein Portfolios.”

For the original episode, tune in here: Episode 543 | How to Fix a Frankenstein Portfolio Before It’s Too Late.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Facebook
- Youtube

Welcome to Episode 2 of “The Money Stuff We Don’t Talk About”, our Friday mini-series inside The Property Couch.

Each week, one member of the Couch Crew shares a bold money stance and unpacks the financial truths most investors don’t talk about.

This week, Polly Chu shares the hill she’ll die on:

💵 Cash is king.

Having experienced the GFC early in her career, navigated investment banking during volatile markets, and built her own portfolio, Polly understands what happens when liquidity disappears.

Her rule of thumb? Three to six months of cash buffer. Minimum.

Because when markets turn, cash buys you time. And time protects you from making forced decisions at the worst possible moment.

New episode every Friday.

Psst. Check out Ep 1 with Ben T on the most transparent way to buy property

Timestamps

• 0:00 – Intro
• 1:00 – From KPMG to Investment Banking to Property
• 2:30 – The Hill: Cash Is King
• 3:40 – GFC Lessons & Employment Uncertainty
• 5:10 – When Investors Get Too Aggressive
• 6:45 – COVID, Easy Credit & Portfolio Unwinding
• 8:05 – The 3–6 Month Buffer Rule
• 9:20 – Real Life Costs: Roof Repairs & Insurance

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What if property prices keep rising… even if wages don’t? 🤔

That’s the uncomfortable question we’re unpacking in this Q&A episode, and it’s one every buyer and investor needs to understand.

It’s also a big moment for the show…

We’re welcoming Polly Chu and Ben Thompson to the Couch Crew for the very first time... and we’re throwing them straight into the deep end.

Here’s what we unpack:

📈 Why property prices can rise faster than wages (and what actually drives it)
🏡 The real trade-offs first-home buyers are facing right now
⚖️ Growth vs yield...and why most investors get this wrong
💰 How to turn ~$2M into ~$100K income (hint: it’s not just a number)
📊 Net yield vs gross yield (THIS actually matters), and...
🪙 Gold vs property: is there any real connection?

This episode isn’t about hot takes. It’s about understanding the system, the trade-offs, and the decisions you need to make in today’s market.

Listen now, folks!

FREE STUFF MENTIONED

• 🏡 Join the Surplus Challenge (Moorr Platform)
  With rate movements back in focus, now’s the time to get your cash flow sorted. Track your surplus, adjust repayments, and put your money to work.
  👉 Start here: moorr.com.au/surpluschallenge
  
  
• 📘 Buy the Book: How to Retire on $3K a Week
  Missed the free audiobook? You can still grab your copy here
  👉 howtoretireon3k.com.au
  
• Guests & Episodes mentioned:
  • 569 | Everyone’s an Expert Until the Tide Goes Out: What 44 Years of Data Reveals!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube