Épisodes

  • No Deposit? No Problem! The Magic of Purchase Lease Options
    Sep 25 2025

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    We explore the world of property investment strategies focusing on Purchase Lease Options (PLOs), Lease Options, and Purchase Options as powerful tools for controlling property without immediate ownership. Breaking down each strategy's components, benefits, and ideal applications, we demonstrate how these creative acquisition methods can help both investors and tenant buyers achieve their property goals.

    • Purchase Lease Options (PLOs) combine three elements: agreeing to purchase at a set price, leasing the property monthly, and having the option to buy at term end
    • PLOs allow investors to control properties without needing immediate deposits or solicitor fees
    • Particularly effective with HMOs and serviced accommodation where you can generate income before purchase
    • Lease Options typically work with tenant buyers who want to eventually own their homes
    • Purchase Options are shorter-term agreements useful for deal sourcers locking out properties for investors
    • All agreements require proper legal setup with solicitors representing both parties
    • Best approached as specific solutions rather than one-size-fits-all strategies
    • Most successful when building trust and creating win-win scenarios for all parties

    For ongoing support and in-depth training on these property investing strategies, check out our Education to Action community where you can access live coaching sessions and comprehensive property investing blueprints. Subscribe, share, and keep investing with skill, knowledge, and action.


    VALUABLE RESOURCES:

    • My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com
    • You can learn and take action on your property goals for just £1
    • Visit www.educationtoaction.com to explore free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing, PLOs and more and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldent...

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    11 min
  • The Landlord's Guide to Selling Properties While Protecting Your Investment
    Sep 18 2025

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    Exit strategies for property investors require careful planning, especially with impending changes to tenant eviction processes and market conditions.

    • Importance of buying properties that will be easily sellable in the future
    • Current process for Section 21 notices when selling with vacant possession
    • Challenges with tenants on benefits who won't vacate due to council housing shortages
    • Court processes including accelerated possession claims and bailiff involvement
    • Alternatives such as selling with tenants in situ to other investors
    • Upcoming changes with the Renters Rights Bill including Section 21 abolishment
    • New four-month notice periods for property sales under proposed legislation
    • Six-month restrictions on re-letting properties after eviction for sale
    • Importance of wills and power of attorney for protecting property assets
    • Current market conditions showing strong rental demand but slower price growth
    • Benefits of maintaining good tenant relationships and reasonable rent increases
    • Considerations when pricing properties for sale versus achieving quick sales

    For more information on navigating property exit strategies and staying ahead of legislative changes, contact HomeMaker Properties.


    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    42 min
  • Beyond the Day Job, Creating Financial Freedom Through Property With David Denton
    Sep 11 2025

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    The path to property success isn't always a straight line. For Dave Denton, it's been a journey of persistent growth while balancing a full-time career in the construction industry. In this compelling conversation with host Mark Fitzgerald, Dave reveals how he built a diverse property portfolio starting with just £28,000 in 1999.

    Dave's story stands out because he achieved what many aspiring investors dream of—creating substantial wealth through property while maintaining his day job. From his first purchase (a repossessed property with no kitchen) to his recent pivot into service accommodation, Dave shares the realistic challenges and triumphs along the way. What's particularly fascinating is how he unknowingly used advanced strategies like exchange with delayed completion on his very first deal, securing what amounted to a 120% mortgage in ways that wouldn't be possible in today's lending environment.

    The conversation takes an insightful turn when Dave discusses his mindset evolution. Initially viewing property merely as a retirement strategy, he faced a crisis when interest rate hikes meant his properties cost more in mortgage payments than they generated in rent. Rather than giving up, Dave sought education and discovered the property networking community, transforming his approach from passive investing to active business building. This pivot has allowed him to weather recent challenges, including unexpected renovations that ultimately increased one property's rental income from £670 to £950 monthly.

    What makes this episode particularly valuable is Dave's candid discussion of both successes and setbacks. From dealing with credit card debt from refurbishments to waiting a full year to complete a purchase during COVID restrictions, listeners gain practical insights into the real-world obstacles investors face. Yet the rewards are equally evident—that first £28,000 property is now worth approximately £165,000 and has funded additional properties, cars, and even a caravan.

    Whether you're balancing property investing with a full-time career or looking to make your first purchase, Dave's experiences offer invaluable guidance on persistence, education, and adaptability. Subscribe to the Property Unleashed podcast for more stories that demonstrate the life-changing potential of strategic

    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    51 min
  • The Financial Blueprint for Flat Portfolios & Mortgage Update With Rob Peters
    Sep 4 2025

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    Rob Peters, an experienced mortgage broker, shares valuable insights on property finance strategies, including a unique approach to purchasing blocks of flats with minimal deposits. We dive into current interest rates, specialized mortgage products, and smart approaches to below-market-value properties.

    • Simple Fast Mortgage specializes in property finance for investors and complex circumstances
    • Residential mortgage rates have dropped below 4%, while limited company buy-to-let rates are around 4.87%
    • Most specialty lenders (HMO, commercial, bridging) haven't followed the Bank of England rate cut
    • A specialized mortgage product allows purchasing under-market-value properties with just 10% deposit
    • Blocks of flats can be purchased at "block value" but financed based on higher "aggregate value"
    • Example: acquiring a £255,000 property with just £16,850 deposit, gaining immediate equity
    • Always speak with your broker before finding deals to understand options and avoid unnecessary pressure

    If you want to learn more about property finance solutions or discuss your specific circumstances, you can reach Rob through the Education to Action Property community or book an appointment through the Simple Fast Mortgage website.


    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    26 min
  • What's Your ETA? Charting Your Course in Property Investment
    Aug 28 2025

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    Have you ever felt stuck in your property investing journey, armed with knowledge but struggling to take action? You're not alone. In this candid episode, Mark Fitzgerald pulls back the curtain on his newest venture: Education to Action (ETA), a revolutionary community changing how property investors grow and succeed.

    The greatest challenge in property isn't acquiring knowledge—it's implementing it. Mark shares how procrastination, limiting beliefs, and isolation can prevent even the most educated investors from achieving their goals. That's why he's created this "village" where everyone helps each other succeed through comprehensive support, accountability, and expertise.

    Education to Action offers an impressive array of resources that would typically cost £25,000-£30,000 annually but is available for just £97 monthly. Members gain access to in-depth training across multiple strategies (rent-to-rent, serviced accommodation, HMOs, deal sourcing, purchase lease options, and more), weekly coaching sessions with strategy specialists, monthly workshops, deal clinics, and a forum where investors can connect and support each other.

    What makes ETA truly unique is its focus on implementation. The expert panel—including mortgage brokers, lettings specialists, architects, planners, and mindset coaches—doesn't just provide information; they actively help members overcome obstacles, analyze potential deals, and create clear roadmaps for success. Every training is regularly updated with the latest property information, ensuring members stay on the cutting edge of the industry.

    For listeners wondering if this community might be the missing piece in their property journey, Mark offers a risk-free 14-day trial. Whether you're just starting out or looking to scale your existing portfolio, ETA provides the support system, knowledge, and accountability needed to transform education into action. What's your Expected Time of Arrival to success


    Have a look and jump in for free now!

    www.educationtoaction.com


    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    22 min
  • The Complete Guide to Short-Term Rental Success
    Aug 21 2025

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    Mark Fitzgerald shares essential knowledge for building a successful serviced accommodation business, covering everything from legal considerations to marketing strategies and property selection criteria.

    • Serviced accommodation uses licensed agreements not ASTs, with new agreements needed every 28 days for stays over a month
    • Understanding your target market (contractors, tourists, families, government workers) is crucial for success
    • Short-term lets command significantly higher margins than traditional buy-to-lets
    • Tax efficiencies exist when each property is treated as its own business
    • Check for mortgage restrictions and leasehold conditions before starting
    • Focus on creating a VIP experience with unexpected touches to generate word-of-mouth marketing
    • Systemize your business from the beginning to avoid creating another job for yourself
    • Consider competition and hotels as positive indicators of market demand
    • Research growth potential in areas with upcoming developments or new businesses
    • Prime locations with minimal refurbishment needs make ideal serviced accommodation properties
    • Networking with other providers can help with overflow bookings and industry knowledge

    Check out www.educationtoaction.com to join our community where we help teach all the skills needed for property success, with thousands of pounds worth of training available for a modest budget.


    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    22 min
  • Unleashing Your Property Success Mindset
    Aug 14 2025

    Send us a text

    The difference between property investment success and failure lies in your response to challenges and your commitment to consistent action. Mark Fitzgerald shares powerful insights on developing the mindset required to build a successful property business regardless of market conditions.

    • Maintaining momentum when facing roadblocks and challenges is crucial for long-term success
    • Many investors start with enthusiasm but quit at the first sign of difficulty
    • Consistency and persistence are more important than talent or perfect market conditions
    • Setting 3-5 daily targets creates steady progress toward your property goals
    • Taking full responsibility for your success eliminates the impact of external circumstances
    • Learning from mistakes rather than being defeated by them accelerates your growth
    • Success in property requires 100% commitment, skill development, and unwavering persistence

    If you've enjoyed this episode and know someone who needs this motivation right now, please share it with them. Remember, you can achieve exactly what you want - just put one foot in front of the other, commit 100%, and make it happen.


    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    8 min
  • Unlocking Auction Properties, Smart Funding Strategies with Rob Peters
    Aug 7 2025

    Send us a text

    Rob Peters from Simple Fast Mortgage demystifies property auction financing and provides a comprehensive overview of current mortgage rates and financing options for UK and international investors.

    • Simple Fast Mortgage specializes in property finance strategy for UK and overseas investors
    • Rob brings 23 years of financial services experience and proper qualifications as a regulated advisor
    • Current residential mortgage rates hover around 4% with buy-to-let limited company rates at approximately 5%
    • HMO financing typically starts at 5.5% with commercial lending between 7-8%
    • Standard bridging rates average 0.75% per month with 2% setup fees
    • Traditional mortgages are unsuitable for auction purchases due to their 12-14 week timeline
    • Specialized auction finance bridges can complete purchases in under two weeks
    • Auction bridging often eliminates the need for physical valuations and time-consuming searches
    • Existing property equity can sometimes eliminate the need for cash deposits at auction
    • Preparation before bidding is crucial for auction success

    To learn more about your property financing options, book a free strategy call through the link in the show notes or connect with Rob on LinkedIn, Facebook, or Instagram.

    Robs details

    enquiries@simplefastmortgage.com

    www.simplefastmortgage.com

    VALUABLE RESOURCES:

    • My NEW Community for property investors called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com


    • Visit www.thepropertyunleashed.com to explore are free Property Ebooks and guides in Rent-to-Rent, Serviced Accommodation, Deal Sourcing and and also our FREE training masterclasses to help you generating a sustainable income through property.
    • https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community.


    CONNECT WITH ME:

    Facebook: https://www.facebook.com/mark.fitzgerald.7921
    Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/
    Linkedin: https://www.linkedin.com/in/mark-fitzgerald-59200079/
    YouTube: https://www.youtube.com/channel/UCgwQNC72nEJQ0tKkKERdQOQ
    Threads: https://www.threads.net/@markfitzgeraldentrepreneur

    ...

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    36 min