Wondering if you're truly ready for retirement? Retirement planning isn't one-size-fits-all, and your plan should be as unique as your fingerprint. In this episode, Mark tackles the most important and often overlooked, questions everyone faces as they plan for life's biggest transition. Discover the surprising factors that shape your retirement path and learn how clarity, preparation, and flexibility are the real keys to peace of mind.

Here's some of what we discuss in this episode:

💵 Income Needs: determining how much you'll truly need to live comfortably

🧾 Tax Planning: how to keep more of what you've earned

🩺 Health & Longevity: planning for longer lives and higher medical costs

📆 Social Security: timing benefits for maximum lifetime income

⚖️ Risk Management: reducing volatility and stress once paychecks stop

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

What if your fortune cookie actually held financial wisdom? In this fun and insightful episode, Mark cracks open a few "financial fortune cookies" and translates their mysterious messages into practical retirement lessons. Mark shares how these bite-sized philosophies, like staying calm in a volatile market and knowing when to protect what you've built, can guide smarter decision-making.

Here's some of what we discuss in this episode:

📝 How having a plan removes emotion from investing

⚖️ When it's time to shift from growth to preservation

🧘 "Accept what you cannot change" and focusing on what you control

🧠 Why logic beats emotion in financial planning

🏆 How having a trusted advisor keeps your plan on track

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526

The first year of retirement is a major milestone, one that can feel both exciting and intimidating. In this episode, Mark unpacks what really happens once the paychecks stop and the portfolio withdrawals begin. For many retirees, those early "go-go years" are when the bucket list calls, travel, hobbies, and experiences you've been waiting decades to enjoy. But striking the balance between spending freely and protecting your nest egg is often harder than expected.

Here's some of what we discuss in this episode:

💸 The Psychology of First Withdrawals

⚖️ Avoid Becoming the "Richest Person in the Cemetery"

📅 Create your own "retirement paycheck" with purpose

🎯 Retire TO something, not just FROM something

Want to get in touch with Mark?

https://retirementhuddle.com/
mark@howardfinancialgroup.com
888-511-7526