Are your international payments costing you far more than you realise?

In this episode of Muhami Matters, Chris Adams speaks with Tony Redondo, founder of Cosmos Currency Exchange, who draws on more than forty years of global banking and FX experience to explain how SMEs and professionals lose money every day when moving funds across borders.

Tony breaks down the real reasons behind hidden costs, confusing margins, international banking fees and compliance delays. He also explains why a human-led approach can offer better timing, better rates and better protection than many automated platforms.

In this conversation, we explore:

• How banks and payment platforms hide margins and fees

• Why the banking system is not always the safest option

• How timing affects FX rates and why weekends are risky

• What SMEs must understand before sending or receiving funds

• How compliance works and how to make onboarding faster

• What red flags and green flags to look out for in any FX provider

• Real examples of how clients lose and gain money through FX timing

This episode is essential listening for any SME, entrepreneur or professional who works with international payments and wants to protect their business from unnecessary losses.

Cosmos Currency Exchange

Website: https://cosmoscurrencyexchange.com/

LinkedIn: https://www.linkedin.com/in/tony-redondo-currency-transfers-with-a-difference/

Muhami Matters: https://muhami.ae/muhami-matters/

CJA Consulting: https://www.cjaconsult.com

LinkedIn: https://www.linkedin.com/in/chrisadamsdxb/

Visit www.muhami.ae for legal knowledge and to connect with lawyers who can solve your legal issues.

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