Épisodes

  • What's next for the buy-to-let market? Opportunities and headwinds
    Jan 25 2024

    In the latest edition of The Sesame Podcast our Group Partnerships & Propositions Director, Stephanie Charman interviews Louisa Sedgwick, Commercial Director at Paragon Bank.

    Reflecting on the market dynamics in 2023, Stephanie and Louisa explore the functionality and appeal of the buy-to-let market, including mortgage arrears and the rise of green mortgages.

    Looking ahead to 2024, Louisa also looks at how this year will continue to be the year of refinance and gives insight into the plans, offerings and exciting developments Paragon has to offer.

    Hosted on Acast. See acast.com/privacy for more information.

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    25 min
  • SBG’s Mortgage Market Outlook With Stephanie Charman
    Dec 15 2023
    Stephanie Charman, Group Partnerships & Propositions Director at Sesame Bankhall Group, is joined by Jeremy Duncombe, Managing Director at Accord Mortgages, to discuss the condition of the current mortgage market. In their insightful conversation, they cover inflation figures, swap rates, first time buyers, product transfers and more.

    Hosted on Acast. See acast.com/privacy for more information.

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    33 min
  • In conversation with the Association of Mortgage Intermediaries
    Dec 18 2020

    In our last episode of 2020, Mark Charlesworth returns to the hosting seat as he interviews Robert Sinclair, CEO of the Association of Mortgage Intermediaries.


    We ask Robert about the potential headwinds in the market within the coming months and discussed the view of the government agenda and what positives or challenges that may arise based on this.


    We discuss adviser behaviour and the stories that make you proud of our profession before moving onto discuss campaigns that AMI may be involved in championing the adviser population.


    We cover all the above and more in our latest podcast, listen now!

    Hosted on Acast. See acast.com/privacy for more information.

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    30 min
  • The Conversation Series with Natwest
    Oct 13 2020

    Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.


    In this instalment Ross Liston, Managing Director at Bankhall & PMS joins Campbell Stanners, Advisory Relationship Director at Bankhall & PMS, to interview Graham Felstead, Head of Intermediary Mortgages at Natwest.


    Graham starts by giving us the Natwest outlook for the rest of the year as he comments on how bright it's looking due to sustained volume since valuations were able to go ahead.


    He outlines the need for Natwest to be ready for the end of the Stamp Duty holiday from a service perspective and explores how this may affect the mortgage market. Graham also discusses how product transfers may take centre stage in the intermediary market again following this and the Help to Buy changes.


    We also discuss the effect of the furlough scheme on the self-employed sector, current service levels, underwriting times, interest rates, complex cases and much more.


    Finally, Graham gives us some insight into the strategic direction of Natwest in the coming months as they focus on a service-driven approach, before going on to close the session by echoing the sentiment of our other lenders as he underscores the importance of the intermediary market.

    Hosted on Acast. See acast.com/privacy for more information.

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    28 min
  • The Conversation Series with Lloyds Banking Group
    Oct 9 2020

    Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.


    In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director at Bankhall & PMS, to interview Esther Dijkstra, Lloyds Banking Group's Managing Director Of Intermediaries.


    Esther provides us with an insight into how Lloyds Banking Group has fared over lockdown and the subsequent recovery of the market. She explores consumer attitudes and discusses different types of house buyers.


    We then move on to discuss criteria as an opportunity to stem the flow and explore the healthy competition within the mortgage market. Esther closes the interview by outlining her view that advisers are vital for good customer outcomes going forwards even more so when you consider the complexity of finances over the last year or so and the ever-expanding types of housing.


    Hosted on Acast. See acast.com/privacy for more information.

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    20 min
  • The Conversation Series with Nationwide
    Oct 7 2020

    Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.


    In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director at Bankhall & PMS, to interview Ian Andrew, Director of Intermediary Relationships at Nationwide Building Society.


    Ian provides an outlook for the market moving forwards, discussing the effect of the end of the Stamp Duty holiday and the Help to Buy Scheme. He alludes to a possible frenzy in the first quarter of the year and discusses current consumer confidence amongst the end of the furlough scheme as we know it.


    We then move on to reflect on the last few months, and Ian outlines Nationwide’s intentions to continue to support at 90% LTV but with a need to be honest and upfront about SLAs in a bid to manage expectations.


    Finally, Ian underlines the focus on intermediary business and discusses how they can work with the intermediary market to provide better solutions for all.


    Hosted on Acast. See acast.com/privacy for more information.

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    19 min
  • The Conversation Series with Santander
    Oct 1 2020

    Our all-new podcast series sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.


    In this instalment Sesame's Managing Director Richard Howells, joins Ross Liston, Managing Director, Bankhall & PMS, to interview Graham Sellar, Head of Business Development - Mortgages at Santander.


    Graham provides the current view from Santander, discussing their operational ability and capacity in an incredibly busy industry. He also takes a look at customer confidence, house prices, and why the market is hopeful in the wake of the changing furlough scheme.


    We then move on to discuss the importance of customer communication, the true value of intermediaries, the balance between low and high LTVs and Santander's biggest month ever.


    Finally, we talk around rising interest rates and how Santander is actively looking to increase underwriting volumes before finishing our session with a 2021 outlook.

    Hosted on Acast. See acast.com/privacy for more information.

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    18 min
  • The Conversation Series with HSBC
    Sep 24 2020

    This series of podcasts sees us take your questions to the biggest lenders on our panel. We focus on the trending topics for the intermediary market, bringing you right up to date with the latest views from our lender partners.


    In this instalment, Ross Liston, Managing Director, Bankhall & PMS and Richard Howells, Managing Director, Sesame interview Richard Beardshaw, Head of Sales, Mortgage Intermediaries at HSBC.


    Our guest Richard provides his projection for the rest of the year and discusses how we could be set for a flood of interest before the end of the Stamp Duty holiday. We also talk furlough redundancies, the potential effect of a second lockdown, realignment of customer priorities and more.


    We then cover off the importance of service, the reasoning behind a rise in interest rates, operational strain and the incredible work brokers have done through this period of uncertainty. Richard also explains an appetite for HSBC to lend at higher LTVs and the circumstances that surround the sought-after market.

    Hosted on Acast. See acast.com/privacy for more information.

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    19 min