Episode 7

We don’t always think about it this way, but marriage isn’t just about love, the dress, and the big day — it’s also a legal and financial contract. And the truth is, the marriage contract you choose can shape your financial journey in ways you may not even realise.

In this episode of the Santam Insure Your Future Money Bootcamp, Maya Fisher-French and I sit down with attorney and mediator, Lerato Seroke, to unpack everything you need to know before (and after) saying “I do.”

Here’s what we discuss:
💡 Common law marriage in South Africa
💡 The 3 types of marital contracts — and what makes them different
💡 What happens to your assets and debts depending on your marriage regime
💡 Why documentation is your best friend (especially in customary marriages)
💡 How contracts can actually strengthen, not weaken, your relationship

I even share why I personally chose to marry out of community of property without accrual — and how that decision has given me freedom and clarity in my financial journey.

This conversation is not about taking the romance out of marriage — it’s about making sure your love is protected and your future is secure.

#MoneyBootcamp #WomanAndFinance #Podcast #PersonalFinance

Episode 6

In this episode of the Santam Insure Your Future Money Bootcamp, Maya Fisher-French and I sit down with Nonhlanhla Bakasa, founder of AdoWord Multimedia. Nonhlanhla shares her incredible story of living with a disability since the age of 12, after a spinal injury, and gives us an honest look at the physical and financial realities that come with it — from daily costs to navigating medical aids, insurance, and even the road accident fund.

We’re also joined by Stian de Witt, Certified Financial Planner and Executive Head at NMG Benefits. Stian brings his experience of walking the journey with clients who have become disabled and breaks down what it really costs. He also shares practical advice on finding the balance between having enough insurance cover and keeping it affordable.

Here’s what we unpack in this episode:
✅ The real costs of living with a disability
✅ How to think about insurance — and how much cover is “enough”
✅ The emotional and admin toll of claims processes
✅ Tax deductions and financial planning tips for disability
✅ Why building a strong support system matters more than we realise

Whether you live with a disability yourself or simply want to prepare better for the unexpected, this conversation is packed with raw insights and practical tools to help you safeguard your financial future.

#MoneyBootcamp #WomanAndFinance #Podcast #PersonalFinance

Episode 5

In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I sit down with Brian Mphakoanyane from Summit Financial to unpack one of the most important conversations in personal finance: DEBT!

From credit scores to debt counselling, Brian breaks down the realities of borrowing, the traps to avoid, and the practical steps you can take to get back in control of your money.

We talk about:
✅ The difference between good debt and bad debt
✅ How your credit score really works
✅ What to do when debt becomes overwhelming
✅ Debt review — the pros, the cons, and when it makes sense
✅ Why an emergency fund matters (even while in debt)

🎯 Whether you’re just starting your financial journey or trying to climb out of debt, this conversation is full of real, actionable insights to help you protect your future and move closer to financial freedom.