Épisodes

  • How to Buy Your First House in Canada in 2025 with Dan Patton & Mike Desormeaux
    Sep 10 2025

    Thinking about buying your first home in 2025? Whether it’s your own place, a rental property, or a house hack, this episode shows you exactly how to make it happen in today’s Canadian market.

    Rock Star coach Mike Desormeaux and BM Select mortgage expert Dan Patton break down the First Home Savings Account and RRSP Home Buyers’ Plan, what lenders actually look for when approving mortgages, and the most common ways Canadians are coming up with down payments through co-signers, gifted equity, and creative financing.

    They share their take on fixed versus variable rates, how to qualify with house hacking, why real estate in Canada continues to build wealth, and what kind of returns you can realistically expect.

    You’ll also hear their candid outlook on the market and predictions for the year ahead. If you want a clear, no-fluff roadmap for getting into the market in 2025, this episode delivers.

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    1 h et 4 min
  • Real Estate, Bitcoin & the New Financial System with Mauricio Di Bartolomeo
    Sep 5 2025

    Mauricio Di Bartolomeo grew up in Venezuela, lived through hyperinflation and authoritarian rule, and saw firsthand what happens when money and freedom disappear.

    In this episode, he explains why people and companies are leaving Canada, the rise of stablecoins, Bitcoin-backed lending, and how a new digital financial system is forming right in front of us.

    Check out Ledn here: www.ledn.io/

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    1 h et 4 min
  • Rich by 30: Lesley-Anne Scorgie on the Habits that Build Wealth and Freedom
    Sep 2 2025

    What does it really take to build wealth and financial freedom? Lesley-Anne Scorgie—personal finance columnist at the Toronto Star, bestselling author of Rich by 30, and one of Canada’s most recognized money experts—shares her journey from buying Canada Savings Bonds at age 10 to becoming a millionaire by 28.

    We dig into the habits that actually move the needle, why behaviour always beats spreadsheets, and how defining your why can completely transform your relationship with money. If you’re looking for a fresh perspective on building financial security and true freedom, this is a must-listen.

    Follow Lesley-Anne on Instagram @lesleyscorgie and visit mevest.ca for more.


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    53 min
  • Toronto Multiplex Rules 2025 Explained | How to Build 7 Units on 1 Lot with Craig Race
    Aug 29 2025

    Toronto just made multiplex housing legal, and it’s changing the game for investors and homeowners. Architect Craig Race joins us to explain the new rules that allow sixplexes plus laneway or garden suites on a single lot, creating the potential for seven rental units without the need for development charges. He also shares how MLI Select financing makes these projects more profitable, why this matters for Toronto’s missing middle housing strategy, and what these changes mean for the future of real estate in the city. If you’ve been searching for answers on Toronto multiplex rules, laneway housing, or how to build multiple units on one property, this episode breaks it all down.


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    1 h et 5 min
  • Bitcoin is Electricity Money: How Mining Reshapes the World w/ Jacob Scanlan (Hashpower Academy)
    Aug 27 2025

    Bitcoin isn’t just digital gold — it’s electricity money. In this episode, Jacob Scanlan from the Hashpower Academy explains how Bitcoin and energy are inseparable, why mining creates a global buyer of last resort for electricity, and how this is reshaping civilization itself. We explore how Bitcoin and electricity price each other in sync, why mining creates a fluctuating price floor for both power and Bitcoin, the real economics of yield and where it comes from, and how waste heat from mining is already being reused to fuel homes and businesses. More than just mining, this is a story about a new foundation for money, energy, and society. This conversation will change how you see both money and the future of civilization.

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    1 h et 22 min
  • Canada's Money Printer, AI's Job Shock, and Interest Rate Predictions with Tom & Nick Karadza
    Aug 20 2025

    Tom & Nick break down Canada’s “nothing happened” summer.


    M2 keeps climbing, tariffs linger, and growth on the street looks weaker than the headlines.

    They map the odds of BoC cuts, ARV-based mortgages that fund renos on day one, the BREAS RE + Bitcoin strategy, and a look at AI’s hit to junior jobs and how it could shape your purchasing power over the next 24 months.

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    1 h et 8 min
  • Money Printing Is Destroying Canada’s Middle Class with Hanif Bayat
    Aug 15 2025

    In this episode, we sit down with Hanif Bayat, founder of WOWA.ca, to uncover the hidden force driving Canada’s housing crisis and growing wealth gap.

    We dig into the data on money supply growth, why assets soar while wages stagnate, and how CPI hides the real rate of inflation.

    Hanif explains why the middle class is shrinking, how government policy fuels speculative demand, and why real estate has become the go-to safe haven for capital.

    We also explore what these trends mean for investors, savers, and anyone trying to get ahead in today’s economy.

    Check out WOWA: https://wowa.ca/

    Hanif on X: https://x.com/HanifBayat

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    37 min
  • RS LIVE #3 - Game Changing Mortgage Program Investors NEED To Know About! With Daniel Patton & Lorenzo Podda
    Aug 13 2025

    The Game-Changing Mortgage Programs Every Investor NEEDS to Know About
    In this live podcast, we chat with Daniel Patton and Lorenzo Podda from Better Mortgage Select to break down three new mortgage programs that are completely rewriting the rules for real estate investors.
    And yes—we’re talking about the single best mortgage program we’ve ever seen for financing any renovation, on any home, at any price.
    No private lending. No sky-high rates. Just pure flexibility at bank-level pricing. This one blew us away.


    Check out BM Select: https://www.bmselect.ca/

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    56 min