On this episode of the ifa Show, Omura Wealth Advisers director Terry Vogiatzis joins host Keith Ford to dive into why aggressive, growth-focused investing, smart tax structures and customised portfolios can dramatically change long-term outcomes.

Vogiatzis argues that for many younger investors, the real risk is being too conservative for too long, rather than riding out volatility in pursuit of higher compounding returns, and why it is vital to adapt an investment strategy that recognises that these clients are providing consistent inflows.

Tune in to hear:

• Why the real risk is for younger clients is being too conservative for too long.
• How compliance and fee pressures are reshaping advice.
• Why customisation and tax efficiency are critical for higher‑earning younger clients.

In this episode of the ifa Show, Vanguard Australia head of multi-asset solutions Matthew Cho joins host Keith Ford to unpack how advisers are rethinking portfolio construction amid rising regulatory demands, administrative complexity and broader market uncertainty.

With advisers under pressure to deliver tailored portfolios while preserving efficiency, Cho explains why scalable, rules-based investment solutions – particularly managed accounts and model portfolios – are becoming essential tools for modern practices.

Tune in to hear:

• How utilising a core–satellite approach can balance the goals of diversification, cost efficiency, and alpha generation.
• Why rising compliance load and limited time is driving advisers to scalable model portfolio solutions.
• The practical benefits that model portfolios can provide for both advisers and their clients.

Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) (Vanguard) is the Portfolio Manager of the Vanguard Core-Satellite Model Portfolios (Portfolios). Lonsec Investment Solutions Pty Ltd (LIS) (ABN 95 608 837 583) is engaged to provide investment advisory services in relation to the Portfolios. LIS is a Corporate Authorised Representative (CAR) of Evidentia Financial Services Pty Ltd (ABN 97 664 546 525 / AFS Licence 546217).

In this episode of the ifa Show, Direct Wealth technology manager and Halosoft co-founder Nick Downey joins host Keith Ford to explore the real reasons many Australian financial advisers remain hesitant about AI, despite 74 per cent of practices are either using or planning to use AI.

Downey explains why this hesitation exists, why it's rational – particularly when it comes to security concerns – and how tools purpose-built for advice practices are starting to shift adviser comfort and confidence.

Tune in to hear:

• What the real barriers to AI adoption are and why it isn't about resistance to technology.
• How adviser confidence shifts quickly once they experience a high-quality, adviser-aligned AI tool firsthand.
• Why the future of advice technology is workflow-driven, client-centric, and focused on freeing advisers to do more of the human work that matters.