Think Living Off Interest Sounds Smart? Think Again.
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Living off interest sounds great, until you realize you’ve built a retirement plan that can easily collapse the moment life hits. In this episode, John uses a chicken-and-egg analogy to explain why relying solely on dividends and interest can sabotage your financial future. If you’ve ever said, “I’ll never touch principal,” this conversation may change your mind before reality does.
Here’s what we discuss in this episode:
💸 Dividend Trap: Why “interest only” sounds smarter than it is
🧯 Portfolio Buffer: Planning for surprises (because life happens)
⚠️ Hard Truth: Why this strategy fails and what to do instead
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