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Timing Is Everything — Why Waiting on a Reverse Mortgage Could Cost You More

Timing Is Everything — Why Waiting on a Reverse Mortgage Could Cost You More

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In this powerful episode of The Reverse With Mike Podcast, host Mike Baltazar, Reverse Mortgage Specialist and Manager of the MBX Advisors Network, shares real-world insights into why timing matters more than ever when it comes to reverse mortgage planning.

As home values shift and interest rates rise, too many retirees are waiting for the “perfect time” to act—only to find out later that waiting cost them thousands in out-of-pocket expenses or eliminated options altogether.

Mike unpacks why reverse mortgage eligibility is tied to interest rates, home values, and age—and why proactive planning can secure better outcomes, more financial flexibility, and greater peace of mind.

Whether you're a homeowner exploring retirement income solutions, a financial advisor, real estate agent, or estate planning professional, this episode delivers must-know strategies on how reverse mortgages work in today’s market, and how to leverage them before opportunity fades.

Discover:

  • Why delaying a reverse mortgage could mean paying more out of pocket

  • How to lock in benefits now—even if you don’t need the funds yet

  • The risks of relying on only one or two lender options

  • How MBX Mortgage and the MBX Advisors Network offer personalized solutions backed by collaboration and experience

This episode is a must-listen for anyone who wants to retire smarter, preserve cash flow, and put home equity to work the right way.

📩 Contact Mike directly at: Reverse@mbxmortgage.com



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