Volunteer Event Injury Raises Big Questions

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Volunteer Event Injury Raises Big Questions

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You sign up to help at a company-sponsored volunteer event, swinging hammers for Habitat for Humanity or lending a hand at a charity fundraiser. But what happens if you fall, get injured, and suddenly face medical bills and time off work?

In this episode of Is It Covered?, Bruce and Brian Chapman break down the often-overlooked insurance implications of volunteering while “on the clock.” From workers’ compensation to personal health insurance, we explore when your employer’s coverage applies — and when you’re on your own.

✓ How workers’ comp applies during volunteer events
✓ The difference between on-the-clock volunteering and personal volunteer time
✓ Why even good deeds come with unexpected risks
✓ How businesses can protect employees and themselves when sponsoring volunteer work

Whether you’re an employer organizing volunteer programs or an employee who loves to give back, this episode will open your eyes to the hidden insurance angles of doing good.

🎧 Listen now and find out why helping others sometimes leads to tricky questions about coverage.
Have a claim scenario you’d like us to cover? Email brian@jdchapmaninc.com.

#WorkersComp #VolunteerWork #InsuranceClaim #EmployeeCoverage #JDChapman #IsItCovered

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