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Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers

Auteur(s): Dalene Higgins - Money Coach Retirement Coach CEO
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À propos de cet audio

The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner


Top 5% Personal Finance Podcast


You’ve worked hard for decades, but now the big questions are creeping in:


👉 Will I have enough to retire?

👉 Is it too late to start retirement planning?


Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings.


I’m Dalene Higgins, financial coach and creator of the Aligned Money Method. I help Gen Xers take control of their personal finances by building a money system that fits their values and lifestyle, so they can save consistently, manage budgeting with ease, and prepare to retire on their own terms.


Each week, you’ll get step-by-step guidance for retirement planning, smart budgeting strategies, and realistic ways to grow your savings, both your emergency fund and retirement savings, without overwhelm.


If you’re ready to stop stressing about money, build a financial plan you trust, and create a future you’re excited about, this podcast is for you.


Retirement isn’t out of reach. Let’s simplify your next steps with clear advice on how to retire, starting today.


Your first step is a financial reality check-up inside the Retirement Roadmap Session.


Book your free Clarity Connection Call at elevatefinances.us/connection to learn how the Retirement Roadmap Session will help you make retirement possible.

Visit my website at elevatefinances.us to learn more or share with me your thoughts, questions, and challenges related to retirement at hello@elevatefinances.us

© 2025 Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire for Gen Xers Développement personnel Réussite
Épisodes
  • Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

    Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)
    Sep 30 2025

    In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you retire.


    What You’ll Learn in This Episode:

    ✅ What a budget really is (and what it’s not)

    ✅ Why budgeting is essential if you want to feel secure about retirement

    ✅ Simple mindset shifts to stop feeling restricted by your budget

    ✅ Practical steps to use budgeting as your most powerful retirement tool



    Related episodes:

    Ep 124 - How to Budget for Retirement Without Sacrifices

    Ep 133 - How to Create a Budget and Stick to It (Even When Life Goes Off Track)



    Send me your questions, thoughts, and takeaways from the podcast via email hello@elevatefinances.us OR leave me a voice message at SpeakPipe

    Start your retirement journey with a complimentary Clarity Connection Call

    Download the Retirement Ready Checklist and map out your dream retirement

    Learn more about the Retirement Roadmap Session
    Voir plus Voir moins
    19 min
  • Ep 152 | 5 Quick Wins to Get Your Retirement on Track

    Ep 152 | 5 Quick Wins to Get Your Retirement on Track
    Sep 26 2025

    If you’ve ever found yourself waiting for a “big fix” to get your retirement on track, you’re not alone. So many people believe they need one massive change to make up for lost time, but what really moves the needle is small, consistent actions you can start today.


    In this episode, I’m sharing 5 quick wins to help you build clarity, confidence, and unstoppable progress toward your dream retirement.


    In this episode, you’ll learn:

    ✅ Why consistency matters more than perfection in retirement planning

    ✅ The trap of waiting for a big, one-and-done solution

    ✅ Examples of simple actions you can take right now

    ✅ The compounding effect of small, repeatable money habits

    ✅ How consistency shifts you from feeling stuck to seeing real results


    Send me your questions, thoughts, and takeaways from the podcast via email hello@elevatefinances.us OR leave me a voice message at SpeakPipe

    Start your retirement journey with a complimentary Clarity Connection Call

    Download the Retirement Ready Checklist and map out your dream retirement

    Learn more about the Retirement Roadmap Session
    Voir plus Voir moins
    18 min
  • Ep 151 | The Hidden Perks of Starting Late for Retirement Success

    Ep 151 | The Hidden Perks of Starting Late for Retirement Success
    Sep 23 2025

    You might think you’re behind, but what if I told you that starting late for retirement actually gives you an advantage? By your 40s and 50s, you’ve built wisdom, clarity, and life experience that your 25-year-old self simply didn’t have. That means the money decisions you make today are smarter, more intentional, and more powerful.


    If you’ve been worried that you’re “too late,” this episode will show you how your late start is actually the exact boost you need to create the retirement you’ve always dreamed of.


    In this episode, you’ll learn:

    ✅ Why your late start comes with built-in advantages

    ✅ The clarity you have now that your younger self did not

    ✅ How to apply life lessons to your retirement plan

    ✅ Practical ways to use your experience as leverage

    ✅ The first step to turning your late start into a retirement win



    Send me your questions, thoughts, and takeaways from the podcast via email hello@elevatefinances.us OR leave me a voice message at SpeakPipe

    Start your retirement journey with a complimentary Clarity Connection Call

    Download the Retirement Ready Checklist and map out your dream retirement

    Learn more about the Retirement Roadmap Session
    Voir plus Voir moins
    18 min
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