If you find yourself in an accident where the motorist at fault doesn’t have enough insurance to cover the damages, you don’t need to be too concerned. The underinsured motorist coverage, or UIM, will help take the worries away.

On this episode of When Accidents Happen, hosts Paige Pahlke and Jim Puritz, attorneys at Brown Moore and Associates, dive into uninsured motorist coverage, an optional premium typically offered by insurance agents. This helps pay for damages you sustained after an accident, should the individual responsible be lacking in coverage. They talk about the different situations where the coverage is applicable and the differences in certain states like North Carolina and South Carolina. Processes, specific procedures and other applicable policies you can redeem in this situation are also discussed in detail. 

• 00:53 – What is underinsured motorist coverage (UIM)
• 01:25 – Where this coverage is applicable
• 02:33 – How the coverage works
• 03:25 – Differences between plans in North Carolina and South Carolina
• 04:06 – Process for determining UIM
• 04:48 – Other applicable policies
• 05:29 – Specific procedures to be followed

You can connect with Brown Moore and Associates on our website at https://www.brownmoorelaw.com. You can also find us on Facebook and Twitter.

Subscribe to When Accidents Happen on Apple Podcasts, Stitcher, TuneIn, Spotify, or your favorite Android podcast player.

When Accidents Happen is a podcast by Brown Moore and Associates, a personal injury law firm based out of Charlotte, NC. This podcast is for general information purposes only. It does not constitute legal advice and is no substitute for consulting a personal injury attorney about your unique situation before making legal decisions. Visit our website for more online resources at brownmoorelaw.com, or...