This addendum really clarifies specific HCD rules and warns municipalities that they may not be subjective - or else. Arm yourself with this info athttps://www.hcd.ca.gov/sites/default/files/docs/policy-and-research/adu-handbook-update.pdf

00:00 Introduction00:16 What's feasible on your property06:06 Strategy: Flex design that can be converted09:11 Potential 2026 housing laws that matter10:15 Remodeling value on older homes14:32 Interest in building small in rural areas16:41 Your next steps to get started

Book a free consultation at https://calendly.com/ADUloans!

What are the best remodel projects to get a higher value for selling or more rental income? Here's the math.

Buying existing properties costs $500-$1,200 per square foot, plus renovation costs. New construction costs about $250 per square foot with minimal maintenance for 15+ years.

How to get started? Feasibility & finance.

Meredith reviews the most important laws that go into effect in 2026 and what's most likely to help the average property owner, including new lot split opportunities that make construction less risky. SHe also talks about her personal goals for construction in 2026 that anyone can do. Finally, Meredith spreadsheets how her client will buy a winery and build his home and 3 units for rent.

Meredith explains how a construction loan works. Loan Officer Anthony Beauchamp joins Meredith on why 75% of ADUs that are permitted never actually get built, the importance of the 'all in' budget, including financing fees. One client is buying a $163,000 lot and building for $90,000 expecting a future value of $800,000.

Meredith spreadsheets a loan strategy to build an ADU, including monthly payments and the monthly income.

New loan options for investment properties.