What do Canada’s 2025 Mortgage Trends Mean for Borrowers and Lenders?
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What do Canada’s 2025 Mortgage Trends Mean for Borrowers and Lenders?
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Canada’s mortgage market is shifting and the Fall 2025 Residential Mortgage Industry Report reveals what’s changing for borrowers, lenders, and the housing outlook.
In this episode of In-House, host Joelle Hamilton speaks with CMHC Deputy Chief Economist Aled ab Iorwerth about:
✔ Why fixed-rate mortgages are popular again
✔ Big 6 lenders gaining market share
✔ Rising delinquency rates in Ontario and B.C.
✔ What 750,000+ mortgage renewals mean for payments and affordability
Read the full RMIR: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report
Explore the interactive Residential Mortgage Industry Data Dashboard: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/residential-mortgage-industry-data-dashboard