In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant dive into the biggest takeaways from Jack Henry Connect and Finovate. From game-changing onboarding strategies to fraud dispute innovation, we unpack what’s really moving the needle in banking tech.

They also discuss the emotional side of fintech, remember community leaders, and tackle the hot debate: are 99% of AI startups doomed? Tune in for insights, stories, and talk about the future of financial services.

Chapters

[0:00] Welcome & On the Road Edition

[1:00] Highlights from Jack Henry Connect & Finovate

[2:40] Women in Financial Services & Generational Mentorship

[4:10] Best Demos & The Power of Onboarding

[6:30] Fraud Resolution as a Differentiator

[10:40] Echo, Deposit Outflows & Fintech Competition

[15:20] Remembering Barb McLean & Industry Tributes

[16:30] Jack Henry’s Human Side & Emotional Moments

[19:20] Are 99% of AI Startups Doomed?

[25:30] Build vs Buy: What Banks Should Really Focus On

Subscribe to the What’s Going On In Banking podcast here:

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant unpack the latest moves from Revolut, Chime, and Nubank.

Revolut tries its hand at signing up NYC commuters in subway stations, while Chime partners with Workday to reach employees — and even taps into music influencers to grow its brand. Meanwhile, Nubank continues its explosive growth in Brazil, powered by instant payments and niche strategies that U.S. banks could learn from. The conversation dives into what’s hype, what’s real, and where the future of neobanks is headed.

Chapters:

[0:00] Welcome Back + Summer Recap

[1:25] Revolut’s Bold NYC Subway Campaign

[6:08] Why Neobanks Struggle in the U.S.

[8:14] Chime + Workday Collaboration Debate

[13:30] What Makes a Primary Checking Account?

[18:53] Chime’s Music & Influencer Strategy

[21:24] Spotlight on Nubank’s Explosive Growth

[25:51] Lessons from Brazil’s Instant Payments (PIX)

[28:40] Banking Niches, AI & Strategic Planning

[29:54] Wrap-Up + Next Episode Tease

Subscribe to the What’s Going On In Banking podcast here:

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant tackle JPMorgan Chase’s controversial move to charge fintechs for data access—is it smart strategy or a threat to innovation? Then we dive into Goldman Sachs’ bold AI rollout and what it really means for the future of financial services.

Hot takes, real-world analogies, and a clear look at the regulatory chaos ahead.

Chapters

[00:00] Introduction & Headlines

[00:31] Reactions from Fintech & Public Outcry

[02:09] Legal Uncertainty Around Rule 1033

[03:03] Economic Logic & Envelope Analogy

[06:21] Market Forces, Competition & Consumer Choice

[08:06] The Real Impact on Fintechs & Margins

[11:23] Future Outlook & Regulatory Possibilities

[16:13] AI in Banking: Goldman Sachs Case Study

[20:30] ROI & Hype vs. Reality of AI Adoption

[27:10] Starting Small & Industry Adoption Trends

Subscribe to the What’s Going On In Banking podcast here:

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking