💔 Losing a spouse changes everything — from your heart to your finances. In this episode, Tim (financial advisor with a heart for widows) and Lindsay (widowhood & life coach) dive into one of the most common questions widows ask:
👉 “Should I gift money to my children, grandchildren, or loved ones after my spouse passes?”

✨ Together, we unpack both the financial rules and the emotional realities of giving:

• 📊 Financial Guidance: 2025 IRS gift tax limits ($19,000 per person), Form 709, lifetime exclusions, and smart planning tips before gifting.

• 💸 Practical Strategies: When it makes sense to give, how to avoid draining your retirement, and the impact of paying tuition or medical bills directly.

• 💞 Emotional Insights: Understanding grief-driven generosity, setting boundaries with kids, avoiding guilt-based giving, and preserving family harmony.

• 🧭 Legacy & Love: How to bless your children without jeopardizing your own long-term stability.

🎧 Whether you’re a widow navigating financial decisions or a family member supporting one, this episode will help you:
✅ Give with wisdom, not just emotion
✅ Protect your financial future while blessing loved ones
✅ Find non-financial ways to show love & presence

⭐ Tune in now for practical advice, heartfelt encouragement, and steps you can take to move forward with confidence.

👉 Don’t forget to rate, review, and share the podcast — your support helps widows everywhere find the guidance and hope they need.