In the second bonus episode of this ‘Money and Me’ season, Naomi Martin (previously an Intern and now a Trainee Financial Planner at Stewardship Wealth) reflects on ways in which she and her generation experience money and interact with it.

Some key points of interest covered in this episode include the following:

• Naomi introduces herself, speaks about her Christian upbringing and explains how it came about that she completed a degree in philosophy and theology and then entered the world of finance and financial services. [01:02]
• In response to questions from Bex and Simon, Naomi talks about how her attitude towards money has been affected by living in a number of different countries [04:38] and also by examples of sacrificial generosity from the Bible and her own experience. [06:06]
• For Naomi, the last few years have been an interesting time of responding to new financial challenges and opportunities, as well as a period of trying to put in place good money management building blocks for the future. [09:56] Looking to the long-term, her hope would be that she would build up a track record of using money well, wisely and for the benefit of others. [11:13]
• When asked about the relationship that her peers currently have with money, Naomi suggested that a number of different trends seem to be emerging, including a genuine appetite to talk about money, a desire to deal with it well and to ‘work it out’. [12:29]
• Prompted by Simon, Naomi talks about an occasion when God’s provision for a mission trip came as a natural outcome of responding positively to what she felt that God was saying to her about getting a job. [16:09]
• When asked about practical money tips that have helped her, Naomi highlights the value of using written notes to help her plan ahead, coupled with an honest and pragmatic approach that ensures that she doesn’t ignore problems and neither is she unhelpfully optimistic about her financial position. [18:06]
• Naomi proffers some comments on her generation’s awareness of scams and also the extent to which they have embraced the variety of payment and purchase options available these days. [19:41]
• On the topic of things that money can’t buy, Naomi comments that ‘if money is your goal, you won’t ever achieve it,’ and observes that, as far as she is concerned, relationships – with others and with God – are priceless. [21:57]
• Despite Bex’s lack of awareness of what is next for the podcast, these show notes can reveal that Episode 1 of Season 11 (‘Good with Money’) of the ‘Where your Treasure Is…’ podcast will drop on Wednesday 1 October 2025! [23:21]

Suggestions or feedback arising from this episode can be sent via email to whereyourtreasureis@freerangepodcasting.co.uk while messages via Instagram should be directed to @whereyourtreasureispodcast.

Our Instagram page will also provide you with additional content and features.

This show has been brought to you by Free Range Podcasting.

You can sign up to receive news and updates about this podcast by filling out the brief form to which you will be taken when clicking here: https://where-your-treasure-is.kit.com/13c7b5fec6

In the first bonus episode of this ‘Money and Me’ season, Frank Morton, Operations Manager at Stewardship Wealth, talks about key moments and turning points in his journey with money.

Some key points of interest covered in this episode include the following:

• Simon introduces Frank [00:56], who talks about his Christian upbringing [02:05] before going on to explain how his career in financial services came about. [03:15]
• Next, Frank speaks about the challenges of maintaining a faith perspective within the workplace [04:53] and of becoming more open and natural about his Christian beliefs over time. [06:55]
• In response to a question from Bex, Frank shares some thoughts about his experiences of having conversations with people about money, outside the work context. [10:14]
• Prompted by Simon, Frank remembers a lesson in generosity and compassion that he learnt from his father. [12:07]
• When asked about generational attitudes to money, Frank highlights the different experiences of, and perceptions of, the availability of credit and the nature of debt. In that context, the money course run by CAP (Christians Against Poverty) has proved to be a very useful resource. [16:28]
• For Frank, the standout passage from the Bible that deals with attitudes to money is Hebrews 13.5: ‘Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.”.’ He then goes on to share a story of God’s provision to illustrate that verse in action. [19:48]
• When asked about a possible tip to share with his younger self, Frank highlights the importance of letting God into our financial situations and getting to the point where we genuinely trust Him to provide what we need. [22:21]
• On the issue of things that money can’t buy, Frank agrees with The Beatles and also prizes genuine, deep-rooted friendships far above worldly wealth. [24:14]
• The second bonus episode of this ‘Money and Me’ season will feature a conversation with another of Simon’s colleagues – whose identity is currently shrouded in mystery! – which will serve as a companion piece to this episode. [25:21]

Suggestions or feedback arising from this episode can be sent via email to whereyourtreasureis@freerangepodcasting.co.uk while messages via Instagram should be directed to @whereyourtreasureispodcast.

Our Instagram page will also provide you with additional content and features.

This show has been brought to you by Free Range Podcasting.

You can sign up to receive news and updates about this podcast by filling out the brief form to which you will be taken when clicking here: https://where-your-treasure-is.kit.com/13c7b5fec6

In the final episode of the ‘Money and Me’ season, Simon and Bex put money into its proper perspective, discussing a number of ways in which there is more to life than money.

Some key points of interest covered in this episode include the following:

• Simon explains why, in the context of the ‘Money and Me’ season, it seemed worthwhile to have a podcast episode which explores what money can’t do. [01:20]
• Simon suggests that the familiar expression, ‘Money can’t buy happiness,’ isn’t entirely true as money can certainly make a difference by addressing basic necessities, enabling people to move beyond the lowest rungs of Maslow’s ‘Hierarchy of Needs’. [02:14]
• Money can also make a difference to our health, but it definitely can’t cover all the bases. [06:51]
• Similarly, money can help to support our social interactions, but it can’t, for example, buy a best friend! [09:47]
• Simon notes that if we are offering practical help to someone, it can make a real difference if we are specific about the ways in which we can help. [12:59] He also points out that creating time for people by the way that we provide support can be an invaluable gift for them [15:35], as can something that we are able to do for them because of a skill that we have. [17:27]
• Many of the things that money can’t buy can contribute to a sense of joy that is more deep-rooted and significant than just feeling happy. [18:05] Bex quotes from Philippians 4.11-13 to illustrate the nature of the deep contentment and trust that Paul suggests should be the experience and hallmark of Christians: ‘I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through him who gives me strength.’ [19:05]
• Simon suggests that a godly perspective (the Perspective Hack) can make all the difference to the way that we live our lives and the degree to which we feel a sense of purpose. [19:58]
• And, of course, as the Beatles sang, one vital element of life that can’t be bought is love! [21:30]
• Bex invites listeners to send in their ideas about ways in which we can help others [22:11], and also recommends listening to our 100th episode to learn about the charity giveaway that is currently taking place. [22:47]

Suggestions or feedback arising from this episode can be sent via email to whereyourtreasureis@freerangepodcasting.co.uk while messages via Instagram should be directed to @whereyourtreasureispodcast.

Our Instagram page will also provide you with additional content and features.

This show has been brought to you by Free Range Podcasting.

You can sign up to receive news and updates about this podcast by filling out the brief form to which you will be taken when clicking here: https://where-your-treasure-is.kit.com/13c7b5fec6