In this episode of Financially Speaking, Haley and Cameron break down one of the biggest financial laws of 2025, the One Big Beautiful Bill. They unpack what the bill does, why it was created, and how its new deductions, credits, and rate changes could impact everyday Americans, especially families, retirees, hourly workers, and charitable givers.

From the expanded standard and senior deductions to new benefits for tips, overtime, charitable donations, and childcare, they explain how these updates are designed to simplify filing and provide more breathing room for the average household. You will also hear which deductions are being phased out, how these changes affect long-term planning, and why now is the perfect time to revisit your financial strategy to make sure your tax withholdings, savings habits, and goals are still aligned.

🎧 Tune in to learn how the One Big Beautiful Bill could shape your financial picture in the coming years and what steps you can take today to stay informed and prepared.

https://www.ramseysolutions.com/saving/one-big-beautiful-bill
https://www.ramseysolutions.com/taxes/how-will-one-big-beautiful-bill-affect-your-taxes

The contents of this episode are provided by Ramsey Solutions and feature general guidelines about investing topics.

In this episode of Financially Speaking, Haley and Cameron explore why financial literacy should be a cornerstone of every student’s education. They unpack what financial literacy really means, why early money habits matter, and how learning these skills in school can break the cycle of financial stress many adults face today.

From budgeting and saving to understanding credit, taxes, and student loans, they highlight how education impacts lifelong money confidence. You’ll also hear insights on the growing number of states now requiring personal finance courses and how parents can reinforce these lessons at home through real-world conversations and simple money challenges.

🎙️ Tune in to learn how financial literacy empowers students to make smarter choices, avoid debt, and build a confident financial future.

https://www.ramseysolutions.com/education/financial-literacy-crisis-in-america-2025

https://www.ramseysolutions.com/financial-literacy/students-and-money-research?srsltid=AfmBOor8qr5afI73ie9G0PC-RRlFhPF5Jo5sEdvr4wJgZI38MVsmGa99

The contents of this episode are provided by Ramsey Solutions and features general guidelines about investing topics.

In this episode of Financially Speaking, Haley and Cameron dive into two of the most popular education savings tools: Coverdell Education Savings Accounts (ESAs) and 529 Plans. They break down how each account works, the pros and cons of both, and what families should consider when deciding which one is the right fit. From contribution limits and tax benefits to investment flexibility and new rollover options, you’ll learn how to choose a strategy that aligns with your goals and your child’s future education.

🎙️ Tune in and get clarity on saving smarter for education.